1310 23rd St, Rockford, IL 61108 Property Records

Winnebago County property record for 1310 23rd St, Rockford, IL 61108

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,133 sqft · built 1952
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$81,000 (Sep 2023)
Tax Bill	$2,188 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`174C336`

Property Details

APN / Parcel Number

Primary APN	`174C336`
Alternative APN	`1230377003`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,133 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	720 sqft
Basement Area	720 sqft
Finished Basement	125 sqft
Unfinished Basement	595 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	146 ft deep x 50 ft wide
Terrain	High
View / Lot	Alley
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1310 23RD ST
City	ROCKFORD
State	IL
Zip	61108-3557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GORDONS SUB PT SW 1/4 SEC 30-44-2 LOT012 BLOCK 002
Legal Range	2
Legal Township	44
Legal Section	30
Legal Subdivision	GORDONS SUB
Legal Block	002
Legal Lot Number	012
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	4
Census Block	4020
Census Tract	1500

Owner

Source: Winnebago County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1310 23RD ST, ROCKFORD, IL 61108-3557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Nov 13, 2018	Warranty Deed, Transfer · FHA Mortgage ENVOY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Prior Sale	Nov 13, 2018 · Amount on Record
Deed Document Number	202320634
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 6, 2023
Property Address	1310 23RD ST, ROCKFORD, IL 61108-3557
Document Number	0000020634
Map Reference	BK7 PG13
Instrument Date	Aug 29, 2023
Instrument	2320634
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	LAKESHORE TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$121.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 N SOHO PL, CHANDLER, AZ 85225-5722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 23RD ST, ROCKFORD, IL 61108-3557
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020635
Date	Sep 6, 2023
Instrument	2320635

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.38%

Mortgage

Document Number	0000020636
Date	Sep 6, 2023
Instrument	2320636

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 1, 2028

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 13, 2018
Property Address	1310 23RD ST, ROCKFORD, IL 61108-3557
Document Number	0001033122
Instrument Date	Nov 9, 2018
Instrument	1033122
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 23RD ST ROCKFORD IL 611083557, ROCKFORD, IL 61108-3557

Mortgage

Document Number	1033123
Date	Nov 13, 2018
Instrument	1033123

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2048

Interest

Rate Type	Fixed Rate
Rate	5.5%

Mortgage

Document Number	1033124,
Date	Nov 13, 2018
Instrument	1033124

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,188.00	$30,787 (+41.39%) Land $6,115 Building $24,672	$92,361 (+41.39%) Land $18,345 Building $74,016
2022	Homeowner's exemption	$21,775 Land $4,325 Building $17,450	$65,325 Land $12,975 Building $52,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1980–2024)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storms And Flooding, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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