131 Zakelo Rd, Harrison, ME 04040 Property Records

Cumberland County and Harrison Town property record for 131 Zakelo Rd, Harrison, ME 04040

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 1,472 sqft · built 2023
Lot Size	2.24 acres (97,574 sqft)
Owner	Individual Name on File
Tax Bill	$18,869 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`HRRS M:22 L:0021-I`

Property Details

APN / Parcel Number

Primary APN	`HRRS M:22 L:0021-I`
Alternative APNs	`M:22 L:0021=I` `1834`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,472 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Lot Area	97,574 sqft (2.24 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1834
Street Address	131 ZAKELO RD
City	HARRISON
State	ME
Zip	04040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SHOREL
Legal Lot Number	21-I
Jurisdiction	HARRISON ME
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3004
Census Tract	15000

Owner

Source: Cumberland County and Harrison Town assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	44 WILLIAM FAIRFIELD DR, WENHAM, MA 01984-1010
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · ARM BATH SAVINGS INSTITUTION
Nov 19, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	131 ZAKELO RD, HARRISON, ME 04040
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0397710208
Date	Oct 11, 2022
Book Page	39771/208
Instrument	51341

Lender

Name	BATH SAVINGS INSTITUTION
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Nov 1, 2027
Index	1-Year CMT

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON ME
Recording Date	Nov 19, 2020
Property Address	131 ZAKELO RD, HARRISON, ME 04040
Document Number	0374650048
Book / Page	037465 / 000048
Instrument Date	Oct 30, 2020
Instrument	75576
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	131 ZAKELO RD HARRISON ME 04040, HARRISON, ME 04040

Tax Assessment & Valuation

Source: Cumberland County and Harrison Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harrison Town
Unified School District	School Administrative District 17 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$18,869.00 (+6.62%)	$2,298,300 (-) Land $887,900 Building $1,410,400
2024	$17,697.00 (+66.4%)	$2,298,300 (+179.87%) Land $887,900 Building $1,410,400
2023	$10,635.00 (+64.27%)	$821,200 (+50.96%) Land $544,700 Building $276,500
2022	$6,474.00	$544,000 Land $544,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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