131 Whetstone Rd, Mountain Rest, SC 29664 Property Records

Oconee County property record for 131 Whetstone Rd, Mountain Rest, SC 29664

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1970
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$87,000 (Dec 2020)
Tax Bill	$367 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`117-00-03-012`

Property Details

APN / Parcel Number

Primary APN	`117-00-03-012`
Alternative APN	`9538`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	9538
Old Parcel Number	117 00 03 012
Street Address	131 WHETSTONE RD
City	MOUNTAIN REST
State	SC
Zip	29664-9230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(1.00 AC) WHETSTONE RD
Legal Tract	2
Legal Block	3
Jurisdiction	OCONEE SC
Township / Civil Division	LONG CREEK
Census Block Group	3
Census Block	3021
Census Tract	30100

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	131 WHETSTONE RD, MOUNTAIN REST, SC 29664-9230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2020 · Amount on Record
Deed Sale	Dec 31, 2020 · Amount on Record
Prior Sale	Mar 25, 2020 · Amount on Record
Deed Document Number	10488
Deed Book / Page	2641 / 322
Record Updated	Jun 8, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Dec 31, 2020
Property Address	131 WHETSTONE RD, MOUNTAIN REST, SC 29664-9230
Document Number	0026410322
Book / Page	002641 / 000322
Instrument Date	Dec 30, 2020
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 WHETSTONE RD MOUNTAIN REST SC 296649230, MOUNTAIN REST, SC 29664-9230

Mortgage

Document Number	40750102
Date	Dec 31, 2020
Book Page	004075/000102

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$367.00	$3,502 (-) Land $440 Building $3,062	$87,550 (-) Land $11,000 Building $76,550
2023		$3,502 Land $440 Building $3,062	$87,550 Land $11,000 Building $76,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1994)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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