131 Waterloo St, Warner, NH 03278 Property Records

Merrimack County and Warner Town property record for 131 Waterloo St, Warner, NH 03278

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,520 sqft · built 1840
Lot Size	9 acres (392,040 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Sep 2026)
Tax Bill	$10,072 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`WRNR M:37 L:006`

Property Details

APN / Parcel Number

Primary APN	`WRNR M:37 L:006`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	3,520 sqft Living Area
Gross Area	7,058 sqft
Basement Area	425 sqft
Unfinished Basement	425 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	392,040 sqft (9 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	131 WATERLOO ST
City	WARNER
State	NH
Zip	03278-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - M
Legal Lot Number	6
Jurisdiction	WARNER TOWN NH
Township / Civil Division	WARNER
Census Block Group	2
Census Block	2031
Census Tract	38500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Waterloo Historic District listed 2003 · 31 contributing resources · NRIS 03000926

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

131 Waterloo St is owned and occupied by an individual who bought it in September 2026.

Source: Merrimack County and Warner Town records, as of October 7, 2026

Owner of Record	Individual Name on File
Mailing Address	131 WATERLOO ST, WARNER, NH 03278-4222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage CHOICE MORTGAGE
Sep 18, 2026	Warranty Deed, Transfer CHOICE MORTGAGE
Mar 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2026 · Amount on File
Deed Sale	Sep 18, 2026 · Amount on File
Deed Document Number	202615395
Deed Book / Page	3943 / 2603
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARNER TOWN NH
Recording Date	Sep 18, 2026
Property Address	131 WATERLOO ST, WARNER, NH 03278-4222
Document Number	0000015396
Book / Page	3943 / 2605
Instrument Date	Sep 16, 2026
Instrument	202615396
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 WATERLOO ST, WARNER, NH 03278-4222

Mortgage

Document Number	0000015396,
Date	Sep 18, 2026
Book Page	3943/2605
Instrument	202615396

Lender

Name	CHOICE MORTGAGE

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARNER TOWN NH
Recording Date	Sep 18, 2026
Property Address	131 WATERLOO ST, WARNER, NH 03278-4222
Document Number	0000015395
Book / Page	3943 / 2603
Instrument Date	Sep 15, 2026
Instrument	202615395
Transaction Type	Transfer
Record Updated	Oct 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 WATERLOO ST, WARNER, NH 03278-4222

Mortgage

Document Number	0000015396,
Date	Sep 18, 2026
Book Page	3943/2605
Instrument	202615396

Lender

Name	CHOICE MORTGAGE

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARNER TOWN NH
Property Address	131 WATERLOO ST, WARNER, NH 03278-4222
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006289
Date	Mar 31, 2022
Book Page	3786/2178
Instrument	202200006289

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 131 Waterloo St was $10,072.

Source: Merrimack County and Warner Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Warner Town
Unified School District	Kearsarge Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,072.00	$581,500 Land $201,200 Building $380,300
2023			$590,140
2016	$7,028.00	$257,070 Land $109,500 Building $147,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Waterloo St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1996–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Waterloo St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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