131 Watauga Rd, Franklin, NC 28734 Property Records

Macon County property record for 131 Watauga Rd, Franklin, NC 28734

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,146 sqft · built 1924
Lot Size44 acres (1,916,640 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Sep 2021)
Tax Bill$1,401 (2026)
Deeds & MortgagesJun 2026 Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7506260176

Property Details

APN / Parcel Number

Primary APN7506260176
Alternative APNs
  • 0231227
  • 150673

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,146 sqft Heated Area
1st Floor Area764 sqft
Upper Floors Area382 sqft
AtticAttic
Attic Area382 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1954
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeCrossed Walls
Roof TypeGable
Roof MaterialMetal
Lot Area1,916,640 sqft (44 acres)
TerrainRolling
PorchSlab
Porch Area96 sqft
Utility Building216 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number150673
Street Address131 WATAUGA RD
CityFRANKLIN
StateNC
Zip28734-8657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionWATAUGA ROAD
Legal SubdivisionTHELMA BALDWIN CRAWFORD
JurisdictionMACON NC
Township / Civil DivisionMILLSHOAL
Census Block Group1
Census Block1000
Census Tract970400

Owner

131 Watauga Rd is owned and occupied by an individual who bought it in September 2021.

Source: Macon County records, as of October 6, 2026

Owner of RecordIndividual Name on File
Mailing Address131 WATAUGA RD, FRANKLIN, NC 28734-8657
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Sep 23, 2021Warranty Deed, Transfer · VA Mortgage
SOUTHEAST MORTGAGE OF GEORGIA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2021 · Amount on File
Deed SaleSep 23, 2021 · Amount on File
Deed Document Number20219018
Deed Book / Page41 / 1469
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Recording DateJun 29, 2026
Property Address131 WATAUGA RD, FRANKLIN, NC 28734-8657
Document Number0000003996
Book / Page44 / 1006
Instrument DateJun 25, 2026
Instrument20263996
Transaction TypeMortgage
Record UpdatedJul 16, 2026
Title CompanyROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 WATAUGA RD, FRANKLIN, NC 28734-8657

Mortgage

Document Number0000003996,
DateJun 29, 2026
Book Page44/1006
Instrument20263996
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.53%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateSep 23, 2021
Property Address131 WATAUGA RD, FRANKLIN, NC 28734-8657
Document NumberG41/1469
Book / PageG-41 / 1469
Instrument DateSep 2, 2021
Instrument2021009018
Transaction TypeTransfer
Record UpdatedOct 6, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 WATAUGA RD, FRANKLIN, NC 28734-8657

Mortgage

Document Number2021009019
DateSep 23, 2021
Instrument2021009019
Lender
NameSOUTHEAST MORTGAGE OF GEORGIA
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 131 Watauga Rd was $1,401.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,401.00$376,980 (+2.06%) Land $265,200 Building $111,780$376,980 (+2.06%) Land $265,200 Building $111,780
2025$1,401.00$369,380 Land $265,200 Building $104,180$369,380 Land $265,200 Building $104,180
2023$1,323.00$369,280 Land $265,200 Building $104,080$369,280 Land $265,200 Building $104,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Watauga Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Watauga Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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