131 Waldrop Ln, #B, Flora, MS 39071 Property Records

Madison County property record for 131 Waldrop Ln, #B, Flora, MS 39071

Property Summary

Property Type	Other Improved
Details	2,657 sqft · built 2016
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$462,042 (Mar 2026)
Tax Bill	$1,617 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052D-17-001/08.03`

Property Details

APN / Parcel Number

Primary APN	`052D-17-001/08.03`
Alternative APN	`53604`

Interior

Building Area	2,657 sqft Adjusted Area
1st Floor Area	1,812 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	217,800 sqft (5 acres)

Location & Zoning

Account Number	53604
Street Address	131 WALDROP LN, B
City	FLORA
State	MS
Zip	39071-9380
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	A1
Legal Description	5 AC IN SW1/4 NW1/4 & PT NW1/4 SW1/ 4 W OF RD
Legal Range	02W
Legal Township	08N
Legal Section	17
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1010
Census Tract	30302

Owner

Source: Madison County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	131B WALDROP LN, FLORA, MS 39071-9380
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI
Mar 30, 2026	Warranty Deed, Transfer · Conventional Mortgage BANKPLUS
Dec 13, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST COMMERCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Dec 13, 2022 · Amount on Record
Deed Document Number	20261048614
Deed Book / Page	4663 / 550
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	131 WALDROP LN # B, B, FLORA, MS 39071-9380
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131B WALDROP LN, FLORA, MS 39071-9380

Mortgage

Document Number	004269/606
Date	Oct 17, 2022
Book Page	4269/606
Instrument	970759

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 12, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Mar 30, 2026
Property Address	131 WALDROP LN # B, B, FLORA, MS 39071-9380
Document Number	004663/550
Book / Page	4663 / 550
Instrument Date	Mar 20, 2026
Instrument	1048614
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 STILLHOUSE CREEK DR, MADISON, MS 39110-6943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 WALDROP LN # B, B, FLORA, MS 39071-9380

Mortgage

Document Number	0001048615
Date	Mar 30, 2026
Instrument	1048615

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Dec 13, 2022
Property Address	131 WALDROP LN # B, B, FLORA, MS 39071-9380
Document Number	004285/471
Book / Page	4285 / 471
Instrument Date	Dec 7, 2022
Instrument	973540
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 DIAMONDBACK LN, BRANDON, MS 39047-6060

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	131 WALDROP LN # B, B, FLORA, MS 39071-9380

Mortgage

Document Number	0000973541
Date	Dec 13, 2022
Instrument	973541

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,617.00 (-43.7%) Homeowner's exemption	$20,689 (-33.26%)	$206,640 (-0.01%) Land $20,500 Building $186,140
2024	$2,872.00
2023	$2,872.00	$30,999	$206,660 Land $20,520 Building $186,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2016–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NETSPEEDMS Fixed Wireless	404 / 231
C Spire Wireless Fixed Wireless	100 / 20
AT&T DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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