Covington City property record for 131 W Phillip St, Covington, VA 24426
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,800 sqft · built 1958 |
| Lot Size | 0.458 acres (19,950 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Jul 2015) |
| Tax Bill | $1,856 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-4-5 |
| Primary APN | 39-4-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,800 sqft Living Area |
| Gross Area | 4,510 sqft |
| 1st Floor Area | 2,100 sqft |
| Basement Area | 1,400 sqft |
| Unfinished Basement | 1,400 sqft |
| Utility Area | 288 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 19,950 sqft (0.458 acres) |
| Lot Dimensions | 210 ft deep x 95 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 85 sqft |
| Poultry House | 225 sqft |
| Storage Building | 288 sqft |
| Cooling System | None |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4909 |
|---|---|
| Street Address | 131 W PHILLIP ST |
| City | COVINGTON |
| State | VA |
| Zip | 24426-2744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PARRISH CT #7 LOTS 5 & 6 |
| Legal Lot Number | 5-6 |
| Jurisdiction | COVINGTON CITY VA |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 60200 |
131 W Phillip St is owned and occupied by two individuals who bought it in July 2015.
Source: Covington City records, as of May 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 131 W PHILLIP ST, COVINGTON, VA 24426-2744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2015 · Amount on File |
| Deed Sale | Jul 16, 2015 · Amount on File |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 131 W Phillip St was $1,856.
Source: Covington City assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Covington City |
| Unified School District | Alleghany Highlands Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,856.00 | $218,400 Land $15,000 Building $203,400 | $218,400 Land $15,000 Building $203,400 |
| 2023 | $1,856.00 | $218,400 Land $15,000 Building $203,400 | $218,400 Land $15,000 Building $203,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 131 W Phillip St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 32 (1978–2019) |
| Claims Outside the SFHA | 20 of 32 |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 131 W Phillip St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON serves 5,961 people · EPA ID VA2580100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator currently in violation since Mar 2024 |
| Monitoring and Reporting | 36 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Glo Fiber Cable | 1,200 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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