131 W Central Ave, Delaware, OH 43015 Property Records

Delaware County property record for 131 W Central Ave, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,664 sqft · built 1926
Lot Size	0.076 acres (3,311 sqft)
Owner	2 Individual Names on File
Last Sale	$138,000 (Dec 2002)
Tax Bill	$4,438 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-432-21-001-000`

Property Details

APN / Parcel Number

Primary APN	`519-432-21-001-000`
Alternative APN	`144530.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,664 sqft Living Area
Gross Area	2,442 sqft
1st Floor Area	860 sqft
Upper Floors Area	804 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,311 sqft (0.076 acres)
Lot Dimensions	66 ft deep x 50 ft wide
Porch	Enclosed Porch
Porch Area	282 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	131 W CENTRAL AVE
City	DELAWARE
State	OH
Zip	43015-1736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 372
Legal Subdivision	LITTLES
Legal Lot Number	372
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	2
Census Block	2012
Census Tract	10100

Owner

131 W Central Ave is owned and occupied by two individuals who bought it in December 2002.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	131 W CENTRAL AVE, DELAWARE, OH 43015-1736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jul 20, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2002 · Amount on File
Deed Sale	Dec 4, 2002 · Amount on File
Prior Sale	Sep 5, 2000 · Amount on File
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	131 W CENTRAL AVE, DELAWARE, OH 43015-1736
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 W CENTRAL AVE, DELAWARE, OH 43015-1736

Mortgage

Document Number	0000018242
Date	Jun 16, 2022
Book Page	1972/1843
Instrument	202200018242

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Apr 25, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	131 W CENTRAL AVE, DELAWARE, OH 43015-1736
Transaction Type	Mortgage
Record Updated	Jul 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032556
Date	Jul 20, 2021
Book Page	1881/825
Instrument	202100032556

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2031

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	131 W CENTRAL AVE, DELAWARE, OH 43015-1736
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028453
Date	Oct 9, 2019
Book Page	1670/1982
Instrument	201900028453

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 131 W Central Ave was $4,438, up 5.4% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,438.00 (+5.37%)	$89,220 (-) Land $11,900 Building $77,320	$254,900 Land $34,000 Building $220,900
2024	$4,212.00 (-0.19%) Homeowner's exemption	$89,220 (-) Land $11,900 Building $77,320
2023	$4,220.00 Homeowner's exemption	$89,220 Land $11,900 Building $77,320	$254,900 Land $34,000 Building $220,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 W Central Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1980–2023)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 131 W Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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