131 W 3rd St, Berwick, PA 18603 Property Records

Columbia County property record for 131 W 3rd St, Berwick, PA 18603

Property Summary

Property Type	Commercial
Lot Size	0.023 acres (1,002 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Nov 2021)
Tax Bill	$1,257 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04B,04-130-00,000`

Property Details

APN / Parcel Number

Primary APN	`04B,04-130-00,000`
Alternative APN	`04 B041300 000`

Exterior

Lot Area	1,002 sqft (0.023 acres)

Location & Zoning

Street Address	131 W 3RD ST
City	BERWICK
State	PA
Zip	18603-3628
Property Category	Commercial
Property Type	Commercial > Retail
Jurisdiction	COLUMBIA PA
Township / Civil Division	BERWICK
Census Block Group	5
Census Block	5025
Census Tract	50600

Owner

Source: Columbia County records, as of April 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	729 E 2ND ST, BERWICK, PA 18603-4904
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed, Transfer · Stand-Alone First Mortgage FIRST COLUMBIA BANK & TRUST CO
Sep 15, 2017	Deed of Trust, Mortgage · Line of Credit FIRST COLUMBIA BK&TR
Sep 15, 2017	Deed of Trust, Mortgage · Line of Credit FIRST COLUMBIA BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2021 · Amount on Record
Deed Sale	Nov 3, 2021 · Amount on Record
Deed Document Number	202111150
Prior Transfer Date	Jan 10, 2012
Prior Transfer Doc	0000000321
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	COLUMBIA PA
Recording Date	Nov 3, 2021
Property Address	131 W 3RD ST, BERWICK, PA 18603-3628
Document Number	0000011150
Instrument Date	Oct 29, 2021
Instrument	202111150
Transaction Type	Transfer
Record Updated	May 2, 2024
Title Company	MULTI COUNTY LAND ABSTRACT COMPANY, MULTI CNTY LAND ABSTRACT CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 E 2ND ST, BERWICK, PA 18603-4904

Mortgage

Document Number	0000011151
Date	Nov 3, 2021
Instrument	202111151

Lender

Name	FIRST COLUMBIA BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Oct 29, 2041

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA PA
Property Address	131 W 3RD ST, BERWICK, PA 18603-3628
Document Number	0000007439
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 6TH AVE BERWICK PA 186031110, BERWICK, PA 18603-1110

Mortgage

Document Number	0000007439
Date	Sep 19, 2017
Instrument	7439

Lender

Name	FIRST COLUMBIA BK&TR
Type	Bank
Address	BLOOMSBURG, PA 17815

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA PA
Property Address	131 W 3RD ST, BERWICK, PA 18603-3628
Document Number	0000007438
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Oct 16, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 6TH AVE BERWICK PA 186031110, BERWICK, PA 18603-1110

Mortgage

Document Number	0000007438
Date	Sep 19, 2017
Instrument	7438

Lender

Name	FIRST COLUMBIA BK&TR
Type	Bank
Address	BLOOMSBURG, PA 17815

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Columbia County
Municipality	Berwick Borough
Unified School District	Berwick Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,257.00 (+5.1%)	$13,500 (-)
2024	$1,196.00 (+7.26%)	$13,500 (-) Land $500 Building $13,000
2023	$1,115.00	$13,500 Land $500 Building $13,000
1992			$27,000 (-) Land $1,000 Building $26,000
1974			$27,000 Land $1,000 Building $26,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	Apr 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMERICAN WATER BERWICK private · serves 15,282 people · EPA ID PA4190013
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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