131 W 19th St, Durango, CO 81301 Property Records

La Plata County property record for 131 W 19th St, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 550 sqft · built 1918
Lot Size	0.046 acres (2,000 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Apr 2025)
Tax Bill	$1,293 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5665-202-16-010`

Property Details

APN / Parcel Number

Primary APN	`5665-202-16-010`
Alternative APN	`R008574`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	550 sqft Living Area
1st Floor Area	550 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Conventional
Lot Area	2,000 sqft (0.046 acres)
Garage Type	Detached
Garage Area	180 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	223 sqft

Utilities, Heating & Cooling

Heating System	Convection

Location & Zoning

Account Number	R008574
Street Address	131 W 19TH ST
City	DURANGO
State	CO
Zip	81301-5011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: NORTH DURANGO BLOCK: 44 LOT: 18 E 40 LOT 18, N DGO 131 W 19TH ST DURANGO 81301
Legal Subdivision	NORTH DURANGO
Legal Block	44
Legal Lot Number	18
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2036
Census Tract	971000

Owner

131 W 19th St is owned and occupied by an individual who bought it in April 2025.

Source: La Plata County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	131 W 19TH ST, DURANGO, CO 81301-5011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2025	Personal Representative Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2025 · Amount on File
Deed Sale	Apr 14, 2025 · Amount on File
Prior Sale	Jul 21, 2016 · Amount on File
Deed Document Number	20251241694
Record Updated	Oct 29, 2026

April 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 14, 2025
Property Address	131 W 19TH ST, DURANGO, CO 81301-5011
Document Number	0001241694
Instrument Date	Apr 10, 2025
Instrument	1241694
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	TITLE DURANGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 W 19TH ST, DURANGO, CO 81301-5011

Mortgage

Document Number	0001241695
Date	Apr 14, 2025
Instrument	1241695

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	131 W 19TH ST, DURANGO, CO 81301-5011
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	CAPSTONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001187281
Date	Feb 23, 2021
Instrument	1187281

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	131 W 19TH ST, DURANGO, CO 81301-5011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001160750
Date	Aug 26, 2019
Instrument	1160750

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 131 W 19th St was $1,293, up 51.2% from the year before.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,920 (-2.09%) Land $9,160 Building $14,760	$390,860 (-) Land $149,630 Building $241,230
2025	$1,293.00 (+51.23%)	$24,430 Land $9,350 Building $15,080	$390,860 Land $149,630 Building $241,230
2024	$855.00 (+17.61%)
2023	$727.00 (+2.83%)	$18,110 (+4.14%) Land $6,270 Building $11,840	$270,270 (+8.06%) Land $93,540 Building $176,730
2022	$707.00	$17,390 Land $6,540 Building $10,850	$250,120 Land $94,050 Building $156,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 131 W 19th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 W 19th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: FastTrack Communications, T-Mobile, Verizon.

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