131 W 108th St, Chicago, IL 60628 Property Records

Cook County property record for 131 W 108th St, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,295 sqft · built 1922
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Aug 2026)
Tax Bill	$3,625 (2024)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-16-409-013`

Property Details

APN / Parcel Number

Primary APN	`25-16-409-013`
Alternative APN	`25-16-409-013-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,295 sqft Living Area
1st Floor Area	1,295 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1924
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,250 sqft (0.144 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	131 W 108TH ST
City	CHICAGO
State	IL
Zip	60628-3452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Range	14E
Legal Township	37N
Legal Section	16
Legal Subdivision	SCHOOL TRUSTEES
Legal Lot Number	15,16
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2027
Census Tract	491000

Owner

Source: Cook County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	530 E 38TH PL, CHICAGO, IL 60653-1930
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Feb 4, 2022	Warranty Deed, Transfer · VA Mortgage USAA FSB
May 28, 2021	Warranty Deed, Transfer HERITAGE TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Feb 4, 2022 · Amount on Record
Deed Document Number	202621531225
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 3, 2026
Property Address	131 W 108TH ST, CHICAGO, IL 60628-3452
Document Number	0000031225
Instrument Date	Jun 2, 2026
Instrument	202631225
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	PROPER TITLE LLC, PROPER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,632.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031226,
Date	Aug 3, 2026
Instrument	202621531226

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 4, 2022
Property Address	131 W 108TH ST, CHICAGO, IL 60628-3452
Document Number	0003521419
Instrument Date	Jan 31, 2022
Instrument	2203521419
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$229.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 W 108TH ST, CHICAGO, IL 60628-3452

Mortgage

Document Number	0003521420
Date	Feb 4, 2022
Instrument	2203521420

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 28, 2021
Property Address	131 W 108TH ST, CHICAGO, IL 60628-3452
Document Number	0014857029
Instrument Date	May 27, 2021
Instrument	2114857029
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$22.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 W 108TH ST, CHICAGO, IL 60628-3452

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,000 (+309.93%) Land $3,750 Building $14,250	$180,000 (+309.93%) Land $37,500 Building $142,500
2024	$3,625.00 (+290.2%)
2023	$929.00 (+2.65%)
2022	$905.00 (+2.26%)	$4,391 (-) Land $2,500 Building $1,891	$43,910 (-) Land $25,000 Building $18,910
2021	$885.00	$4,391 Land $2,500 Building $1,891	$43,910 Land $25,000 Building $18,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

Nearby Properties on W 108th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures