131 Vfw Rd, Morganton, NC 28655 Property Records

Burke County property record for 131 Vfw Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1945
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on File
Last Sale	$17,000 (Dec 2020)
Tax Bill	$784 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1794366744`

Property Details

APN / Parcel Number

Primary APN	`1794366744`
Alternative APNs	`1794366799` `20303`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	884 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft
Utility Room	Utility Room
Flooring	Wood

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	29,185 sqft (0.67 acres)
Porch	Slab
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	131 VFW RD
City	MORGANTON
State	NC
Zip	28655-9054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MEDIUM INT
Legal Description	LO1 PL54-75
Legal Subdivision	ESTATE OF EVELYN B GRINDSTAFF
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2015
Census Tract	20202

Owner

131 Vfw Rd is owned and occupied by an individual who bought it in December 2020.

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	131 VFW RD, MORGANTON, NC 28655-9054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2020 · Amount on File
Deed Sale	Dec 7, 2020 · Amount on File
Prior Sale	Oct 9, 2020 · Amount on File
Deed Document Number	202017047833
Deed Book / Page	2505 / 578
Prior Transfer Date	Nov 30, 2020
Prior Transfer Doc	0017047833
Record Updated	Oct 29, 2026

October 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BURKE NC
Recording Date	Oct 9, 2020
Property Address	131 VFW RD, MORGANTON, NC 28655-9054
Document Number	0024930778
Book / Page	2493 / 778
Map Reference	MB 54 PG 75
Instrument Date	Sep 22, 2020
Instrument	2017045639
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017045640
Date	Oct 9, 2020
Instrument	2017045640

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2025
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

The 2026 property tax bill for 131 Vfw Rd was $784, up 0.6% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$784.00 (+0.64%)	$122,969 (-) Land $21,203 Building $101,766	$122,969 (-) Land $21,203 Building $101,766
2025	$779.00	$122,969 Land $21,203 Building $101,766	$122,969 Land $21,203 Building $101,766
2023	$776.00 (+16.87%)	$122,969 (+46.62%) Land $21,203 Building $101,766	$122,969 (+46.62%) Land $21,203 Building $101,766
2022	$664.00	$83,870 Land $21,203 Building $62,667	$83,870 Land $21,203 Building $62,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Vfw Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Vfw Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Compas X-Stream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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