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131 Union St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 131 Union St, Malone, NY 12953

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,288 sqft · built 1935
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$65,000 (Jun 2024)
Tax Bill$1,339 (2026)
Deeds & MortgagesFeb 2020 Mortgage
Apr 2018 Sale
APN2.-135-05

Property Details

APN / Parcel Number

Primary APN2.-135-05
Alternative APNs
  • 480109807200010140000000
  • 164801 98.72-1-14

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,288 sqft Living Area
1st Floor Area736 sqft
Upper Floors Area552 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions150 ft deep x 50 ft wide
PorchSlab
Porch Area232 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2.-135-05
Street Address131 UNION ST
CityMALONE
StateNY
Zip12953-1124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal DescriptionSECA BLOCK118 LOT57
Legal Block1
Legal Lot Number14.000
JurisdictionFRANKLIN NY
Township / Civil DivisionMALONE
Census Block Group1
Census Block1004
Census Tract950501

Owner

131 Union St is owned and occupied by two individuals who bought it in June 2024.

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address131 UNION ST, MALONE, NY 12953-1124
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTH CNTRY SVGS BK
Apr 18, 2018Warranty Deed, Transfer
CENTENNIAL ABSTRACT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2024 · Amount on File
Deed SaleJun 3, 2024 · Amount on File
Prior SaleApr 6, 2009 · Amount on File
Deed Document Number20242605
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN NY
Property Address131 UNION ST, MALONE, NY 12953-1124
Document Number0000000522
Instrument DateFeb 7, 2020
Transaction TypeMortgage
Record UpdatedMar 2, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14 TWIN BIRCH LN MORRISONVILLE NY 129629778, MORRISONVILLE, NY 12962-9778

Mortgage

Document Number0000000522
DateFeb 7, 2020
Instrument522
Lender
NameNORTH CNTRY SVGS BK
TypeFederal Savings Bank
AddressCANTON, NY 13617
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueFeb 6, 2040
Interest
Rate TypeAdjustable Rate
Rate5.82%

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN NY
Recording DateApr 18, 2018
Property Address131 UNION ST, MALONE, NY 12953-1124
Document Number0000001804
Instrument DateApr 11, 2018
Instrument1804
Transaction TypeTransfer
Record UpdatedJul 2, 2018
Title CompanyCENTENNIAL ABSTRACT

Transaction

AmountAmount on Record
Tax$144.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14 TWIN BIRCH LN MORRISONVILLE NY 129629778, MORRISONVILLE, NY 12962-9778

Tax Assessment & Valuation

The 2026 property tax bill for 131 Union St was $1,339, down 1.1% from the year before.

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyFranklin County
County SubdivisionMalone Town
MunicipalityMalone Village
Unified School DistrictMalone Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,339.00 (-1.11%)
2025$1,354.00$24,500 Land $7,100 Building $17,400$45,370 Land $13,148 Building $32,222
2023$24,500 Land $7,100 Building $17,400$40,833 Land $11,833 Building $29,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 131 Union St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMALONE V
serves 13,232 people · EPA ID NY1600008
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: SLICFiber, Westelcom Networks.

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