131 Union Ave, Maplewood, NJ 07040 Property Records

Essex County and Maplewood Township property record for 131 Union Ave, Maplewood, NJ 07040

Property Summary

Property Type	Single Family Home
Details	3,200 sqft · built 1926
Lot Size	0.177 acres (7,701 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Feb 2025)
Tax Bill	$23,419 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00036-04-00196`

Property Details

APN / Parcel Number

Primary APN	`11-00036-04-00196`
Alternative APNs	`1100036000400196` `06225`

Interior

Stories	2 Stories
Building Area	3,200 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	7,701 sqft (0.177 acres)
Lot Dimensions	154 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	06225
Street Address	131 UNION AVE
City	MAPLEWOOD
State	NJ
Zip	07040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-5
Legal Description	50X154
Legal Subdivision	TOWNSHIP/MAPLEWOOD
Legal Block	36.4
Legal Lot Number	196
Jurisdiction	ESSEX NJ
Township / Civil Division	MAPLEWOOD
Census Block Group	4
Census Block	4006
Census Tract	19600

Owner

Source: Essex County and Maplewood Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	131 UNION AVE, MAPLEWOOD, NJ 07040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 13, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage HSBC BANK USA
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage VELOCITY COM'L CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2025 · Amount on Record
Deed Sale	Feb 7, 2025 · Amount on Record
Prior Sale	Jun 13, 2022 · Amount on Record
Deed Document Number	20258692
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	131 UNION AVE, MAPLEWOOD, NJ 07040
Transaction Type	Mortgage
Record Updated	Apr 22, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 UNION AVE, MAPLEWOOD, NJ 07040-1421

Mortgage

Document Number	0000010719
Date	Feb 3, 2022
Instrument	2022010719

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	94 Months
Due	Dec 1, 2029

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 13, 2022
Property Address	131 UNION AVE, MAPLEWOOD, NJ 07040
Document Number	0000057326
Instrument Date	Jun 9, 2022
Instrument	2022057326
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	429 JEFFERSON AVE, URBANA, OH 43078-1740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 UNION AVE, MAPLEWOOD, NJ 07040

Mortgage

Document Number	0000057327
Date	Jun 13, 2022
Instrument	2022057327

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.94%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.94%
Index	Other
Margin	3
Max Rate	9.94%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	131 UNION AVE, MAPLEWOOD, NJ 07040
Document Number	0000047461
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	71 S ORANGE AVE SOUTH ORANGE NJ 070791715, SOUTH ORANGE, NJ 07079-1715

Mortgage

Document Number	0000047461
Date	May 15, 2020
Instrument	47461

Lender

Name	VELOCITY COM'L CAP
Type	Funding / Finance Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 14, 2025

Interest

Rate	5%

Tax Assessment & Valuation

Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Maplewood Township
Unified School District	South Orange-Maplewood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$900,000 (-7.73%) Land $438,200 Building $461,800	$900,000 (-7.73%) Land $438,200 Building $461,800
2025	$23,419.00 (+3.8%)	$975,400 (+127.95%) Land $438,200 Building $537,200	$975,400 (+127.95%) Land $438,200 Building $537,200
2024	$22,561.00 (+49.54%)
2023		$427,900 Land $227,800 Building $200,100	$427,900 Land $227,800 Building $200,100
2022	$15,087.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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