131 Treehaven St, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 131 Treehaven St, Gaithersburg, MD 20878

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,080 sqft · built 1995
Lot Size	0.247 acres (10,746 sqft)
Owner	2 Individual Names on File
Last Sale	$824,500 (Nov 2016)
Tax Bill	$12,848 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-03051506`

Property Details

APN / Parcel Number

Primary APN	`09-03051506`
Alternative APN	`03051506`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,080 sqft Living Area
Gross Area	4,480 sqft
1st Floor Area	1,550 sqft
Basement Area	1,084 sqft
Finished Basement	1,084 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,746 sqft (0.247 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03051506
Street Address	131 TREEHAVEN ST
City	GAITHERSBURG
State	MD
Zip	20878-5748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MXD
Legal Description	KENTLANDS UPPER/MID LAKE DIST
Legal Subdivision	KENTLNDS UPPR/MID LAKE DISTRICT
Legal Block	VV
Legal Lot Number	6
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1033
Census Tract	700824

Owner

131 Treehaven St is owned and occupied by two individuals who bought it in November 2016.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	131 TREEHAVEN ST, GAITHERSBURG, MD 20878-5748
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Line of Credit EAGLE BANK
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK
Oct 10, 2017	Grant Deed, Transfer · Conventional Mortgage FIRST SVGS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2016 · Amount on File
Deed Sale	Nov 9, 2016 · Amount on File
Prior Sale	Sep 14, 2004 · Amount on File
Deed Book / Page	53167 / 321
Prior Transfer Date	Apr 24, 2007
Prior Transfer Doc	0343260561
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	131 TREEHAVEN ST, GAITHERSBURG, MD 20878-5748
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 TREEHAVEN ST, GAITHERSBURG, MD 20878-5748

Mortgage

Document Number	0619760420
Date	Feb 23, 2021
Book Page	61976/420

Lender

Name	EAGLE BANK
Type	Bank
Address	ROCKVILLE, MD 20852

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jan 29, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	131 TREEHAVEN ST, GAITHERSBURG, MD 20878-5748
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	FIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 TREEHAVEN ST, GAITHERSBURG, MD 20878-5748

Mortgage

Document Number	0607480355
Date	Oct 14, 2020
Book Page	60748/355

Lender

Name	EAGLE BANK
Type	Bank
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 10, 2017
Property Address	131 TREEHAVEN ST, GAITHERSBURG, MD 20878-5748
Document Number	0550460490
Book / Page	055046 / 000490
Instrument Date	Jul 12, 2017
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	WORLDWIDE RECORDING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	131 TREEHAVEN ST GAITHERSBURG MD 208785748, GAITHERSBURG, MD 20878-5748

Mortgage

Document Number	550460497
Date	Oct 10, 2017
Book Page	055046/000497

Lender

Name	FIRST SVGS MTG
Type	Mortgage Company
Address	MCLEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 131 Treehaven St was $12,848, down 2% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,037,500 (+2.89%) Land $500,900 Building $536,600	$1,037,500 (-) Land $500,900 Building $536,600
2025	$12,848.00 (-1.99%)	$1,008,333	$1,037,500 Land $500,900 Building $536,600
2024	$13,109.00
2023		$950,000 Land $500,900 Building $449,100	$950,000 Land $500,900 Building $449,100
2022	$11,401.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Treehaven St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Treehaven St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Treehaven St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures