McNairy County property record for 131 Trae Cv, Selmer, TN 38375
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,530 sqft · built 1988 |
| Lot Size | 0.396 acres (17,270 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $181,000 (Jul 2021) |
| Tax Bill | $752 (2022) |
| Deeds & Mortgages | Apr 2023 Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055090J A 01300 |
| Primary APN | 055090J A 01300 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| 1st Floor Area | 1,530 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,270 sqft (0.396 acres) |
| Lot Dimensions | 157 ft deep x 110 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 330 sqft |
| Utility Building | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 131 TRAE CV |
|---|---|
| City | SELMER |
| State | TN |
| Zip | 38375-1935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 5 |
| Jurisdiction | MCNAIRY TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 930502 |
Source: McNairy County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 131 TRAE CV, SELMER, TN 38375-1935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 19, 2021 | Warranty Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2021 · Amount on Record |
| Deed Sale | Jul 19, 2021 · Amount on Record |
| Deed Document Number | 122260 |
| Deed Book / Page | 8 / 408 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Property Address | 131 TRAE CV, SELMER, TN 38375-1935 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 131 TRAE CV, SELMER, TN 38375-1935 |
| Document Number | 0000182422 |
|---|---|
| Date | Apr 19, 2023 |
| Book Page | 18/2422 |
| Instrument | 130842 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Property Address | 131 TRAE CV, SELMER, TN 38375-1935 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 131 TRAE CV, SELMER, TN 38375-1935 |
| Document Number | 0000014297 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 14/297 |
| Instrument | 126900 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Recording Date | Jul 19, 2021 |
| Property Address | 131 TRAE CV, SELMER, TN 38375-1935 |
| Document Number | 8408 |
| Book / Page | 8 / 408 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 122260 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $669.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 TRAE CV, SELMER, TN 38375-1935 |
| Document Number | 122261 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 122261 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: McNairy County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | McNairy County |
| Municipality | Selmer Town |
| Unified School District | McNairy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,175 (-) Land $2,375 Building $31,800 | ||
| 2023 | $34,175 Land $2,375 Building $31,800 | ||
| 2022 | $752.00 | $136,700 Land $9,500 Building $127,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SELMER WATER SYSTEM serves 20,648 people · EPA ID TN0000615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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