131 Thomas St, Hamden, CT 06514 Property Records

Hamden Town property record for 131 Thomas St, Hamden, CT 06514

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,953 sqft · built 1999
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Sep 2023)
Tax Bill	$12,022 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2223 B:144 L:04`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2223 B:144 L:04`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,953 sqft Living Area
Gross Area	3,548 sqft
1st Floor Area	1,082 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	131 THOMAS ST
City	HAMDEN
State	CT
Zip	06514-4534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	144
Legal Lot Number	4
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	2
Census Block	2001
Census Tract	165700

Owner

Source: Hamden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	131 THOMAS ST, HAMDEN, CT 06514-4534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMIERCA NA
Sep 1, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Mar 1, 2021	Deed of Trust, Mortgage · Balloon Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE RESEARCH CENTER LLC
Jan 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Jan 17, 2017 · Amount on Record
Deed Document Number	20234669
Deed Book / Page	5111 / 217
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Recording Date	Apr 27, 2026
Property Address	131 THOMAS ST, HAMDEN, CT 06514-4534
Document Number	005361-261
Book / Page	5361 / 261
Instrument Date	Mar 25, 2026
Instrument	20262003
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 THOMAS ST, HAMDEN, CT 06514-4534

Mortgage

Document Number	0000002003,
Date	Apr 27, 2026
Book Page	5361/261
Instrument	20262003

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.44%
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	Sep 1, 2023
Property Address	131 THOMAS ST, HAMDEN, CT 06514-4534
Document Number	005111-217
Book / Page	5111 / 217
Instrument Date	Aug 31, 2023
Instrument	4669
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004670
Date	Sep 1, 2023
Instrument	4670

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	131 THOMAS ST, HAMDEN, CT 06514-4534
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4800-172
Date	Mar 1, 2021
Book Page	4800/172
Instrument	1433

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	131 THOMAS ST, HAMDEN, CT 06514-4534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4675-36
Date	Feb 6, 2020
Book Page	4675/36

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	Jan 17, 2017
Property Address	131 THOMAS ST, HAMDEN, CT 06514-4534
Document Number	4383-337
Book / Page	004383 / 000337
Transaction Type	Transfer
Record Updated	Feb 21, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,022.00 (-4.21%)	$224,000 (-7.41%) Land $53,550 Building $170,450	$348,834 (+105.99%)
2025		$241,920 (+61.8%) Land $53,550 Building $188,370	$169,344 Land $37,485 Building $131,859
2024	$12,551.00 (+50.94%)	$149,520 (-) Land $29,680 Building $119,840
2023	$8,315.00	$149,520 Land $29,680 Building $119,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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