131 Thomas Dr, Charlotte, MI 48813 Property Records

Eaton County property record for 131 Thomas Dr, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,988 sqft · built 1999
Lot Size	45.6 acres (1,987,207 sqft)
Owner	Individual Name on File
Last Sale	$428,000 (May 2018)
Tax Bill	$7,921 (2025)
Deeds & Mortgages	Apr 2020 Mortgage May 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11001230006020`

Property Details

APN / Parcel Number

Primary APN	`11001230006020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,988 sqft Living Area
1st Floor Area	1,908 sqft
Basement Area	1,908 sqft
Unfinished Basement	1,908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Lot Area	1,987,207 sqft (45.6 acres)
Garage Area	576 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	131 THOMAS DR
City	CHARLOTTE
State	MI
Zip	48813-7324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	COM SW COR SEC 12; S89?54'20"E 1332.81 FT TO W LINE OF E 1/2 OF SW 1/4; N0?15'24"E 1320 FT TO POB; N0?15'24"E 1330.37 FT TO E-W 1/4 LINE; S89?38'46"E 1333.06 FT TO CEN OF SEC 12; S89?38'08"E 99 FT; S0?15'44"W 2643.85 FT TO S SEC LINE; N89?54'55"W 66
Legal Range	04W
Legal Township	02N
Legal Section	12
Jurisdiction	EATON MI
Township / Civil Division	EATON
Census Block Group	3
Census Block	3013
Census Tract	21002

Owner

131 Thomas Dr is owned and occupied by an individual who acquired it in March 2020.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	131 THOMAS DR, CHARLOTTE, MI 48813-7324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 18, 2018	Intrafamily Transfer, Transfer
May 18, 2018	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Aug 11, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2018 · Amount on File
Deed Sale	May 18, 2018 · Amount on File
Prior Sale	Jun 5, 2007 · Amount on File
Deed Book / Page	2734 / 761
Last Transfer Date	Mar 27, 2020
Transfer Doc	002836/981
Record Updated	Oct 29, 2026

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Apr 6, 2020
Property Address	131 THOMAS DR, CHARLOTTE, MI 48813-7324
Document Number	002836/981
Book / Page	2836 / 981
Instrument Date	Mar 27, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 THOMAS DR, CHARLOTTE, MI 48813-7324

Mortgage

Document Number	0002836984
Date	Apr 6, 2020
Instrument	2836/984

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2035

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	May 18, 2018
Property Address	131 THOMAS DR, CHARLOTTE, MI 48813-7324
Document Number	2734/0757
Book / Page	2734 / 0757
Instrument Date	May 2, 2018
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11929 ARROWHEAD, GRAND LEDGE, MI 48837-2422

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	May 18, 2018
Property Address	131 THOMAS DR, CHARLOTTE, MI 48813-7324
Document Number	02734/0761
Book / Page	2734 / 0761
Instrument Date	May 2, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,680.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11929 ARROWHEAD DR, 11929, GRAND LEDGE, MI 48837-2422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 THOMAS DR, CHARLOTTE, MI 48813-7324

Mortgage

Document Number	0002734764
Date	May 18, 2018
Instrument	2734/764

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Aug 11, 2017
Property Address	131 THOMAS DR, CHARLOTTE, MI 48813-7324
Document Number	2693/1255
Book / Page	2693 / 1255
Instrument Date	Aug 10, 2017
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 THOMAS DR, CHARLOTTE, MI 48813-7324

Tax Assessment & Valuation

The 2025 property tax bill for 131 Thomas Dr was $7,921 with a homeowner's exemption, up 7.3% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Eaton Township
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,650 (+10.19%)	$567,502 (-) Land $175,459 Building $392,043
2025	$7,921.00 (+7.27%) Homeowner's exemption	$283,750	$567,502 Land $175,459 Building $392,043
2024	$7,384.00
2023		$257,350	$514,700
2022	$6,573.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Thomas Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Thomas Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

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