131 Talons Point Rd, Seneca, SC 29672 Property Records

Oconee County property record for 131 Talons Point Rd, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,388 sqft · built 2021
Lot Size	3.76 acres (163,786 sqft)
Owner	2 Individual Names on Record
Last Sale	$31,000 (Jan 2020)
Tax Bill	$1,129 (2025)
Deeds & Mortgages	Oct 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`123-01-01-021`

Property Details

APN / Parcel Number

Primary APN	`123-01-01-021`
Alternative APN	`10269`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,388 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Lot Area	163,786 sqft (3.76 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10269
Old Parcel Number	123 01 01 021
Street Address	131 TALONS POINT RD
City	SENECA
State	SC
Zip	29672-0439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 TALONS AT LAKE KEOWEE
Legal Subdivision	KEOWEE
Legal Block	1
Legal Lot Number	21
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	2
Census Block	2014
Census Tract	30302

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	131 TALONS POINT RD, SENECA, SC 29672-0439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2020 · Amount on Record
Deed Sale	Jan 14, 2020 · Amount on Record
Deed Document Number	13283
Deed Book / Page	1563 / 042
Prior Transfer Date	Jan 30, 2007
Prior Transfer Doc	13283
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Recording Date	Oct 26, 2020
Property Address	131 TALONS POINT RD, SENECA, SC 29672-0439
Document Number	0040430033
Book / Page	004043 / 000033
Instrument Date	Oct 23, 2020
Transaction Type	Construction Loan
Record Updated	Nov 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	TALONS POINT RD SENECA SC 29672, SENECA, SC 29672

Mortgage

Document Number	40430033
Date	Oct 26, 2020
Book Page	004043/000033

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	SENECA, SC 29678

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.85%

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,129.00	$12,769 (-) Land $1,241 Building $11,528	$319,220 (-) Land $31,020 Building $288,200
2023		$12,769 Land $1,241 Building $11,528	$319,220 Land $31,020 Building $288,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 57% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Talons Point Rd

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