131 Sunset Point Dr, Moneta, VA 24121 Property Records

Bedford County property record for 131 Sunset Point Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$985,000 (May 2024)
Tax Bill	$3,908 (2023)
Deeds & Mortgages	May 2024 Sale & Mortgage Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`242A 2S3 7`

Property Details

APN / Parcel Number

Primary APN	`242A 2S3 7`
Alternative APNs	`24210100` `362431`

Location & Zoning

Account Number	362431
Street Address	131 SUNSET POINT DR
City	MONETA
State	VA
Zip	24121-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITH MTN LK LT 7 SC 3
Legal Subdivision	SMITH MTN
Legal Lot Number	7
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1017
Census Tract	30503

Owner

Source: Bedford County records, as of May 21, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 148, ADVANCE, NC 27006-0148
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Warranty Deed, Transfer · ARM ATLANTIC COAST MORTGAGE LLC
Mar 21, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2024 · Amount on Record
Deed Sale	May 6, 2024 · Amount on Record
Prior Sale	Mar 21, 2022
Deed Document Number	240003451
Record Updated	Jun 7, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	May 6, 2024
Property Address	131 SUNSET POINT DR, MONETA, VA 24121-2010
Document Number	0240003451
Instrument Date	May 1, 2024
Instrument	240003451
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	ANCHOE TITLE, ANCHOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 148, ADVANCE, NC 27006-0148

Mortgage

Document Number	0240003452
Date	May 6, 2024
Instrument	240003452

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	ARM
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Annually

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Mar 21, 2022
Property Address	131 SUNSET POINT DR, MONETA, VA 24121-2010
Document Number	0220003255
Instrument Date	Mar 18, 2022
Instrument	220003255
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,908.00 Additional exemption filed	$476,600	$953,200 Land $500,000 Building $453,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1992–2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
SMLW Broadband Fixed Wireless	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: ZiTEL.

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