Cherokee County property record for 131 Sunset Dr, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 2,154 sqft |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Jan 2023) |
| Tax Bill | $842 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 023537-23-3 |
| Primary APN | 023537-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,154 sqft Living Area |
| Basement Area | 1,861 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 20,038 sqft (0.46 acres) |
| Porch | Porch |
| Old Parcel Number | 1000600106000 60900189 |
|---|---|
| Street Address | 131 SUNSET DR |
| City | GAFFNEY |
| State | SC |
| Zip | 29340-4243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | 131 SUNSET DR FM HARRIS $97000//ADD CHG PER 16 RTN ASMT NOTE FM PRESLEY $155000 |
| Legal Subdivision | COUNTY/CHREROKEE |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 970502 |
131 Sunset Dr is owned and occupied by an individual who bought it in January 2023.
Source: Cherokee County records, as of November 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 131 SUNSET DR, GAFFNEY, SC 29340-4243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2023 | Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Jul 13, 2018 | Deed of Trust, Mortgage FLAGSTAR BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2023 · Amount on File |
| Deed Sale | Jan 13, 2023 · Amount on File |
| Deed Document Number | 0000156554 |
| Deed Book / Page | 156 / 554 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Jan 13, 2023 |
| Property Address | 131 SUNSET DR, GAFFNEY, SC 29340-4243 |
| Document Number | 0001560554 |
| Book / Page | 156 / 554 |
| Map Reference | MB 3-W PG 97 |
| Instrument Date | Jan 13, 2023 |
| Instrument | 202300000267 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 SUNSET DR, GAFFNEY, SC 29340-4243 |
| Document Number | 202300000268 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 202300000268 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 131 SUNSET DR, GAFFNEY, SC 29340-4243 |
| Document Number | 0001050301 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2018 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 131 SUNSET DR GAFFNEY SC 293404243, GAFFNEY, SC 29340-4243 |
| Document Number | 0001050301 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 000105/000301 |
| Instrument | 3546 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 22, 2048 |
The 2025 property tax bill for 131 Sunset Dr was $842 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $842.00 Homeowner's exemption | $6,580 Land $1,600 Building $4,980 | $164,400 Land $40,000 Building $124,400 |
| 2023 | $663.00 (-80.31%) | $6,000 (-33.33%) Land $480 Building $5,520 | $161,300 (-) Land $12,000 Building $149,300 |
| 2022 | $3,367.00 | $9,000 Land $720 Building $8,280 | $161,300 Land $12,000 Building $149,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 131 Sunset Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 131 Sunset Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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