Pender County property record for 131 Summerset Lndg, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,031 sqft · built 2014 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $439,000 (Jul 2019) |
| Tax Bill | $3,954 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Jun 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4213-07-9876-0000 |
| Primary APN | 4213-07-9876-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,031 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 20,038 sqft (0.46 acres) |
| Porch | Porch |
| Porch Area | 321 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 000030417 |
|---|---|
| Old Parcel Number | 4213 07 9876 0000 |
| Street Address | 131 SUMMERSET LNDG |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-3723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SEEMAP |
| Legal Description | L76, PB 42/103, HARBOUR @ SUMMERSET |
| Legal Subdivision | HARBOUR AT SUMMERSET |
| Legal Lot Number | 76 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 920201 |
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 131 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jun 24, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 12, 2020 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE |
| Jul 9, 2019 | Warranty Deed, Transfer · VA Mortgage POTOMAC MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2019 · Amount on Record |
| Deed Sale | Jul 9, 2019 · Amount on Record |
| Prior Sale | Mar 28, 2014 · Amount on Record |
| Deed Document Number | 0015404688 |
| Deed Book / Page | 1540 / 4688 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 131 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047611712 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 4761/1712 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | WILMINGTON, NC 28405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 131 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047912598 |
|---|---|
| Date | Jun 24, 2022 |
| Book Page | 4791/2598 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | WILMINGTON, NC 28405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 131 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723 |
| Document Number | 0047112935 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 131 SUMMERSET LNDG HAMPSTEAD NC 284433723, HAMPSTEAD, NC 28443-3723 |
| Document Number | 0047112935 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 004711/002935 |
| Instrument | 20063537 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jul 9, 2019 |
| Property Address | 131 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723 |
| Document Number | 0046881540 |
| Book / Page | 4688 / 1540 |
| Map Reference | MB 42 PG 103 |
| Instrument Date | Jun 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $878.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18628 43RD DR SE, 18628, BOTHELL, WA 98012-7995 |
| Name | Verified Name |
|---|---|
| Address | 131 SUMMERSET LNDG, HAMPSTEAD, NC 28443-3723 |
| Document Number | 0046881542 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 4688/1542 |
| Name | POTOMAC MORTGAGE GROUP LLC |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,954.00 (+13.36%) | $931,842 (+106.68%) Land $135,250 Building $796,592 | $931,842 (+106.68%) Land $135,250 Building $796,592 |
| 2023 | $450,855 (-) Land $58,466 Building $392,389 | $450,855 (-) Land $58,466 Building $392,389 | |
| 2022 | $3,488.00 | $450,855 Land $58,466 Building $392,389 | $450,855 Land $58,466 Building $392,389 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 167 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 74 (1996–2018) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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