131 Summerhaven Ln, Troy, MO 63379 Property Records

Lincoln County property record for 131 Summerhaven Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,642 sqft · built 2005
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Jun 2021)
Tax Bill	$4,833 (2025)
Deeds & Mortgages	May 2023 Line of Credit Sep 2017 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`19-60-14-000-000-006.003`

Property Details

APN / Parcel Number

Primary APN	`19-60-14-000-000-006.003`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,642 sqft Living Area
Basement Area	1,641 sqft
Unfinished Basement	1,641 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	131 SUMMERHAVEN LN
City	TROY
State	MO
Zip	63379-3851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 SUMMERHAVEN
Legal Range	01W
Legal Township	48N
Legal Section	14
Legal Subdivision	SUMMERHAVEN
Legal Lot Number	3
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	2
Census Block	2001
Census Tract	810308

Owner

Source: Lincoln County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	131 SUMMERHAVEN LN, TROY, MO 63379-3851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Sep 5, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE
Apr 10, 2006	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS MORTGAGE SERVICES LLC
Oct 31, 2005	Deed of Trust, Mortgage · Construction Mortgage BANK OF OLDMONRDE
Feb 10, 2026	Warranty Deed, Transfer · Conventional Mortgage NBKC BANK
Jun 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage JLB CORP
Sep 5, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE
Mar 5, 2018	Warranty Deed, Transfer · Conventional Mortgage JLB CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2021 · Amount on Record
Deed Sale	Jun 18, 2021 · Amount on Record
Prior Sale	Mar 5, 2018 · Amount on Record
Deed Document Number	20218359
Deed Book / Page	2465 / 816
Prior Transfer Date	Jun 12, 2021
Prior Transfer Doc	2465/816
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	131 SUMMERHAVEN LN, TROY, MO 63379-3851
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 SUMMERHAVEN LN, TROY, MO 63379-3851

Mortgage

Document Number	002490/678
Date	May 25, 2023
Book Page	2490/678
Instrument	2023003870

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	131 SUMMERHAVEN LN, TROY, MO 63379-3851
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02414/0920
Date	Sep 5, 2017
Book Page	2414/0920
Instrument	2017008396

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	131 SUMMERHAVEN LN, TROY, MO 63379-3851
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01645/0204
Date	Apr 10, 2006
Book Page	1645/0204
Instrument	20060004422

Lender

Name	HOMEOWNERS MORTGAGE SERVICES LLC
Address	SAINT PETERS, MO 63376

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2036

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	131 SUMMERHAVEN LN, TROY, MO 63379-3851
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01802/0280
Date	Oct 31, 2005
Book Page	1802/0280
Instrument	200500145299

Lender

Name	BANK OF OLDMONRDE
Address	OLD MONROE, MO 63369

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Feb 10, 2026
Property Address	131 SUMMERHAVEN LN, TROY, MO 63379-3851
Document Number	002518/239
Book / Page	2518 / 239
Map Reference	MB 13 PG 76
Instrument Date	Feb 5, 2026
Instrument	2026001134
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 CHEATHAM FARM LN, TROY, MO 63379-4422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 SUMMERHAVEN LN, TROY, MO 63379-3851

Mortgage

Document Number	2026001135
Date	Feb 10, 2026
Instrument	2026001135

Lender

Name	NBKC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Jun 18, 2021
Property Address	131 SUMMERHAVEN LN, TROY, MO 63379-3851
Document Number	2465/816
Book / Page	2465 / 816
Map Reference	MB 13 PG 76
Instrument Date	Jun 12, 2021
Instrument	2021008359
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 SUMMERHAVEN LN, TROY, MO 63379-3851

Mortgage

Document Number	2021008360
Date	Jun 18, 2021
Instrument	2021008360

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	131 SUMMERHAVEN LN, TROY, MO 63379-3851
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2414/0920
Date	Sep 5, 2017
Book Page	2414/0920
Instrument	2017008396

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 5, 2018
Property Address	131 SUMMERHAVEN LN, TROY, MO 63379-3851
Document Number	2420/0434
Book / Page	2420 / 0434
Map Reference	MB13 PG76
Instrument Date	Feb 27, 2018
Instrument	2018001790
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 SUMMERHAVEN LN, 131, TROY, MO 63379-3851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 SUMMERHAVEN LN, TROY, MO 63379-3851

Mortgage

Document Number	2018001791
Date	Mar 5, 2018
Instrument	2018001791

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,833.00 (+7.35%)	$79,070 (+8.83%) Land $12,065 Building $67,005	$416,160 (+8.83%) Land $63,500 Building $352,660
2023	$4,502.00 (+4.62%)	$72,654 Land $10,165 Building $62,489	$382,390 Land $53,500 Building $328,890
2022	$4,303.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
Brightspeed DSL	10 / 1

May also be available: AT&T, Gateway Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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