Middlesex County and Reading Town property record for 131 Summer Ave, Reading, MA 01867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,867 sqft · built 1960 |
| Lot Size | 0.201 acres (8,777 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,437 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Feb 2018 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:020.0-0000-0023.0 |
| Primary APN | READ M:020.0-0000-0023.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,867 sqft Living Area |
| Gross Area | 3,097 sqft |
| Basement Area | 696 sqft |
| Unfinished Basement | 696 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,777 sqft (0.201 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 600000000040 |
|---|---|
| Street Address | 131 SUMMER AVE |
| City | READING |
| State | MA |
| Zip | 01867-2342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records · APN READ M:020.0-0000-0023.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 131 SUMMER AVE, READING, MA 01867-2342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 23, 2018 | Deed of Trust, Mortgage MOUNTAINONE BK |
| Dec 18, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Sep 18, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Apr 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Feb 16, 2018 | Quit Claim Deed, Transfer MOUNTAINONE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 16, 2018 |
| Deed Sale | Feb 16, 2018 |
| Prior Sale | May 25, 2007 · Amount on Record |
| Deed Document Number | 201822475 |
| Deed Book / Page | 70636 / 300 |
| Transfer Doc | 65614-375 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 131 SUMMER AVE, READING, MA 01867-2342 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 084389-504 |
|---|---|
| Date | Jul 22, 2025 |
| Book Page | 84389/504 |
| Instrument | 85589 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 131 SUMMER AVE, READING, MA 01867-2342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70660-193 |
|---|---|
| Date | Feb 23, 2018 |
| Book Page | 70660/193 |
| Instrument | 25342 |
| Name | MOUNTAINONE BK |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 131 SUMMER AVE, READING, MA 01867-2342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73844-139 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 73844/139 |
| Instrument | 200390 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 131 SUMMER AVE, READING, MA 01867-2342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73298-431 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 73298/431 |
| Instrument | 141736 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 131 SUMMER AVE, READING, MA 01867-2342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74565-22 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 74565/22 |
| Instrument | 63301 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Feb 16, 2018 |
| Property Address | 131 SUMMER AVE, READING, MA 01867-2342 |
| Document Number | 70636-300 |
| Book / Page | 70636 / 300 |
| Instrument | 22475 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $73.15 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 SUMMER AVE, READING, MA 01867-2342 |
| Document Number | 70636-302 |
|---|---|
| Date | Feb 16, 2018 |
| Book Page | 70636/302 |
| Instrument | 22476 |
| Name | MOUNTAINONE BK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 01, 2048 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,437.00 (+1.17%) | $828,500 (+4.1%) Land $477,300 Building $351,200 | $832,295 (+9.31%) |
| 2024 | $9,328.00 (+3.24%) | $795,900 (+10.91%) Land $458,500 Building $337,400 | $761,425 |
| 2023 | $9,035.00 | $717,600 Land $413,400 Building $304,200 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173342004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2001, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 523 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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