131 Stratford Dr, Madison, MS 39110 Property Records

Madison County property record for 131 Stratford Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3 bd · 7 ba · 2,435 sqft · built 1997
Lot Size	0.25 acres (10,913 sqft)
Owner	2 Individual Names on File
Last Sale	$55,860 (Dec 2022)
Tax Bill	$1,226 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071A-02-207`

Property Details

APN / Parcel Number

Primary APN	`071A-02-207`
Alternative APNs	`071A-02-207/00.00` `3130`

Interior

Bedrooms	3 Beds
Full Baths	7 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,435 sqft Adjusted Area
Gross Area	1,697 sqft
1st Floor Area	1,697 sqft
2nd Floor Area	440 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,913 sqft (0.25 acres)
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	3130
Street Address	131 STRATFORD DR
City	MADISON
State	MS
Zip	39110-7815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 157 FAIRFIELD PART 3 C@162
Legal Range	01E
Legal Township	07N
Legal Section	02
Legal Subdivision	FAIRFIELD PT 3
Legal Lot Number	157
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2002
Census Tract	30301

Owner

131 Stratford Dr is owned and occupied by two individuals who bought it in December 2022.

Source: Madison County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	131 STRATFORD DR, MADISON, MS 39110-7815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CADENCE BANK NA
Dec 19, 2022	Affidavit of Death of Joint Tenant, Transfer WFG LENDER SERVICES
Sep 29, 2017	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2022 · Amount on File
Deed Sale	Dec 19, 2022 · Amount on File
Prior Sale	May 14, 2012
Deed Document Number	2022973818
Deed Book / Page	4287 / 249
Prior Transfer Date	Nov 25, 2022
Prior Transfer Doc	004287/249
Record Updated	Jun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON MS
Recording Date	Dec 19, 2022
Property Address	131 STRATFORD DR, MADISON, MS 39110-7815
Document Number	004287/249
Book / Page	4287 / 249
Map Reference	CAB C SL 162&163
Instrument Date	Nov 25, 2022
Instrument	973818
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 STRATFORD DR, MADISON, MS 39110-7815

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	131 STRATFORD DR, MADISON, MS 39110-7815

Mortgage

Document Number	0000973819
Date	Dec 19, 2022
Instrument	973819

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Dec 5, 2032
Change Frequency	Annually
Min Rate At Change	6.62%
Max Rate At Change	11.6%
Index	1-Year T-Bill
Max Rate	11.6%

December 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MADISON MS
Recording Date	Dec 19, 2022
Property Address	131 STRATFORD DR, MADISON, MS 39110-7815
Document Number	004287/247
Book / Page	4287 / 247
Map Reference	CAB C SL 162&163
Instrument Date	Nov 25, 2022
Instrument	973817
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	131 STRATFORD DR, MADISON, MS 39110-7815
Document Number	0000825777
Book / Page	003531 / 000335
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 STRATFORD DR MADISON MS 391107815, MADISON, MS 39110-7815

Mortgage

Document Number	0000825777
Date	Oct 10, 2017
Book Page	003531/000335
Instrument	825777

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 9, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 131 Stratford Dr was $1,226 with a homeowner's exemption, down 31.9% from the year before.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,226.00 (-31.89%) Homeowner's exemption	$18,025	$180,250 Land $35,000 Building $145,250
2024	$1,800.00
2023	$1,800.00 Homeowner's exemption	$18,025	$180,250 Land $35,000 Building $145,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 131 Stratford Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2001–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Dec 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Stratford Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	301 / 172
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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