Hampden County and Chicopee City property record for 131 State St, Chicopee, MA 01013 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1988 |
| Lot Size | 0.115 acres (5,004 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Oct 2022) |
| Tax Bill | $3,564 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 415-00039 |
| Primary APN | 415-00039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 600 sqft |
| Unfinished Basement | 600 sqft |
| Game Room | Game Room |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,004 sqft (0.115 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 415-00039 |
|---|---|
| Street Address | 131 STATE ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-2131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CHICOPEE |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 811102 |
Source: Hampden County and Chicopee City records · APN 415-00039
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 131 STATE ST, CHICOPEE, MA 01013-2131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 09, 2026 | Deed of Trust, Mortgage · Line of Credit POLISH NATIONAL CREDIT UNION |
| Jun 30, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) FREEDOM CU |
| Oct 12, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage PEOPLESBANK (HOLYOKE MA) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2022 · Amount on Record |
| Deed Sale | Oct 12, 2022 · Amount on Record |
| Prior Sale | Sep 01, 1988 · Amount on Record |
| Deed Document Number | 202260977 |
| Deed Book / Page | 24762 / 499 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jul 09, 2026 |
| Property Address | 131 STATE ST, CHICOPEE, MA 01013-2131 |
| Document Number | 0000031757 |
| Book / Page | 26409 / 116 |
| Instrument Date | Jul 03, 2026 |
| Instrument | 202631757 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 131 STATE ST, CHICOPEE, MA 01013-2131 |
| Document Number | 0000031757, |
|---|---|
| Date | Jul 09, 2026 |
| Book Page | 26409/116 |
| Instrument | 202631757 |
| Name | POLISH NATIONAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 131 STATE ST, CHICOPEE, MA 01013-2131 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 025062-398 |
|---|---|
| Date | Jun 30, 2023 |
| Book Page | 25062/398 |
| Instrument | 30048 |
| Name | FREEDOM CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Oct 12, 2022 |
| Property Address | 131 STATE ST, CHICOPEE, MA 01013-2131 |
| Document Number | 024762-499 |
| Book / Page | 24762 / 499 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 60977 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 SKEELE ST, CHICOPEE, MA 01013-2328 |
| Document Number | 0000060978 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 60978 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.38% |
| Type Change Date | Nov 01, 2029 |
| Max Rate At Change | 2.88% |
| Index | 1-Year CMT |
Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,564.00 (+5.38%) | $235,100 (+2.62%) Land $76,400 Building $158,700 | $286,140 |
| 2024 | $3,382.00 (+20.23%) | $229,100 (+23.37%) Land $74,900 Building $154,200 | |
| 2023 | $2,813.00 | $185,700 Land $68,100 Building $117,600 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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