131 Spruce St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 131 Spruce St, Bloomfield, NJ 07003

Property Summary

Property TypeSingle Family Home
Details1,556 sqft · built 1925
Lot Size0.124 acres (5,401 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Sep 2011)
Tax Bill$11,085 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN02-00286-0000-00022

Property Details

APN / Parcel Number

Primary APN02-00286-0000-00022
Alternative APN
  • 020028600022

Interior

Stories2 Stories
Building Area1,556 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleMulti-Family
Lot Area5,401 sqft (0.124 acres)
Lot Dimensions120 ft deep x 45 ft wide

Location & Zoning

Old Parcel Number020028600022
Street Address131 SPRUCE ST
CityBLOOMFIELD
StateNJ
Zip07003-3514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal Description45 X 120
Legal Block286
Legal Lot Number22
JurisdictionESSEX NJ
Township / Civil DivisionBLOOMFIELD
Census Block Group3
Census Block3001
Census Tract15400

Owner

131 Spruce St is owned and occupied by an individual who bought it in September 2011.

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner of RecordIndividual Name on File
Mailing Address131 SPRUCE ST, BLOOMFIELD, NJ 07003-3514
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2011 · Amount on File
Deed SaleSep 27, 2011 · Amount on File
Prior SaleOct 8, 2010 · Amount on File
Deed Document Number201167846
Deed Book / Page12329 / 1206
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address131 SPRUCE ST, BLOOMFIELD, NJ 07003-3514
Document Number0000069938
Instrument DateJul 7, 2017
Transaction TypeMortgage
Record UpdatedDec 1, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 SPRUCE ST BLOOMFIELD NJ 070033514, BLOOMFIELD, NJ 07003-3514

Mortgage

Document Number0000069938
DateAug 9, 2017
Instrument69938
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20401
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 131 Spruce St was $11,085, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionBloomfield Township
Unified School DistrictBloomfield Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$317,700 (-) Land $117,300 Building $200,400$317,700 (-) Land $117,300 Building $200,400
2025$11,085.00 (+2.87%)$317,700 Land $117,300 Building $200,400$317,700 Land $117,300 Building $200,400
2024$10,776.00
2023$317,700 Land $117,300 Building $200,400$317,700 Land $117,300 Building $200,400
2022$10,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 131 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMFIELD WATER DEPARTMENT
serves 53,315 people · EPA ID NJ0702001
Water SourcePurchased surface water from NEWARK WATER DEPARTMENT
Last State InspectionSep 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2024
Treatment failure
resolved · Nov 2020
Haloacetic acids
resolved · Jan 2020
Treatment and ProcedureCorrosion control
Jul 2022
Lead service line replacement
Jan 2022
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number