Chester County property record for 131 Spring Oak Dr, Malvern, PA 19355
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,487 sqft · built 2017 |
| Lot Size | 0.105 acres (4,551 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $730,000 (Jul 2025) |
| Tax Bill | $924 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-4-166 |
| Primary APN | 35-4-166 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,487 sqft Living Area |
| Gross Area | 3,967 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete |
| Lot Area | 4,551 sqft (0.105 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 131 SPRING OAK DR |
|---|---|
| City | MALVERN |
| State | PA |
| Zip | 19355-8739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | LOT 24 & DWG |
| Legal Lot Number | 24 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | CHARLESTOWN |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 302000 |
Source: Chester County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 131 SPRING OAK DR, MALVERN, PA 19355-8739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jul 28, 2025 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Jan 4, 2019 | Deed of Trust, Mortgage · Commercial Mortgage MID PENN BANK |
| May 11, 2020 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 31, 2018 | Deed of Trust, Mortgage · Line of Credit ORLEANS JEFFREY P TRUST (PT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2025 · Amount on Record |
| Deed Sale | Jul 28, 2025 · Amount on Record |
| Prior Sale | May 11, 2020 · Amount on Record |
| Deed Document Number | 202512080313 |
| Deed Book / Page | 11420 / 764 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Jul 14, 2026 |
| Property Address | 131 SPRING OAK DR, MALVERN, PA 19355-8739 |
| Document Number | 0012132098 |
| Book / Page | 11615 / 1397 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202612132098 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 131 SPRING OAK DR, MALVERN, PA 19355-8739 |
| Document Number | 0012132098, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 11615/1397 |
| Instrument | 202612132098 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 17, 2051 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Jul 28, 2025 |
| Property Address | 131 SPRING OAK DR, MALVERN, PA 19355-8739 |
| Document Number | 0114200764 |
| Book / Page | 11420 / 764 |
| Instrument Date | Jul 18, 2025 |
| Instrument | 12080313 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 131 SPRING OAK DR, MALVERN, PA 19355-8739 |
| Document Number | 0012080314 |
|---|---|
| Date | Jul 28, 2025 |
| Instrument | 12080314 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 131 SPRING OAK DR, MALVERN, PA 19355-8739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | SATURN TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0098671068 |
|---|---|
| Date | Jan 4, 2019 |
| Book Page | 9867/1068 |
| Instrument | 11646893 |
| Name | MID PENN BANK |
|---|---|
| Type | Bank |
| Address | MALVERN, PA 19355 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | May 11, 2020 |
| Property Address | 131 SPRING OAK DR, MALVERN, PA 19355-8739 |
| Document Number | 0101600675 |
| Book / Page | 10160 / 675 |
| Instrument Date | May 7, 2020 |
| Instrument | 11732348 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | SURETY ABSTRACT GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,199.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 131 SPRING OAK DR, MALVERN, PA 19355-8739 |
| Document Number | 0011732349 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 11732349 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 131 SPRING OAK DR, MALVERN, PA 19355-8739 |
| Document Number | 0098671088 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2019 |
| Title Company | SURREY TITLE COMPANY, SURREY TITLE CO |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 1819 JOHN F KENNEDY BLVD #360 PHILADELPHIA PA 191031738, 360, PHILADELPHIA, PA 19103-1738 |
| Document Number | 0098671088 |
|---|---|
| Date | Jan 4, 2019 |
| Book Page | 009867/001088 |
| Instrument | 11646895 |
| Name | ORLEANS JEFFREY P TRUST (PT) |
|---|---|
| Address | 1819 JOHN F KENNEDY BLVD # 360, PHILADELPHIA, PA 19103-1738 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | Charlestown Township |
| Unified School District | Great Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $924.00 (-89.26%) | $297,000 (-) Land $65,290 Building $231,710 | $297,000 (-) Land $65,290 Building $231,710 |
| 2024 | $8,601.00 | $297,000 Land $65,290 Building $231,710 | |
| 1998 | $297,000 Land $65,290 Building $231,710 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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