131 Spalding Rd, Elma, WA 98541 Property Records

Grays Harbor County property record for 131 Spalding Rd, Elma, WA 98541

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	2,686 sqft · built 2021
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$78,941 (Jun 2020)
Tax Bill	$1,688 (2026)
Deeds & Mortgages	Sep 2025 Second Mortgage Aug 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`190724310050`

Property Details

APN / Parcel Number

Primary APN	`190724310050`

Interior

Stories	2 Stories
Building Area	2,686 sqft Gross Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Foundation Type	Concrete
Lot Area	435,600 sqft (10 acres)
Garage Area	624 sqft

Location & Zoning

Street Address	131 SPALDING RD
City	ELMA
State	WA
Zip	98541-9775
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Local Zoning Code	A2
Legal Description	TAX 8
Legal Range	24
Legal Township	07
Legal Section	19
Legal Block	243
Legal Lot Number	310
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	MONTESANO
Census Block Group	2
Census Block	2103
Census Tract	401

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 MASON LN, ABERDEEN, WA 98520-8700
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Aug 20, 2021	Deed of Trust, Mortgage · Construction Mortgage OLYMPIA FSLA
Jun 25, 2020	Warranty Deed, Transfer · Conventional Mortgage OLYMPIA FED'L S&L
Jun 25, 2020	Quit Claim Deed, Transfer PACIFIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2020 · Amount on Record
Deed Sale	Jun 25, 2020 · Amount on Record
Deed Document Number	202074
Prior Transfer Date	Jun 10, 2020
Prior Transfer Doc	0000000075
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	131 SPALDING RD, ELMA, WA 98541-9775
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009170027
Date	Sep 17, 2025
Instrument	2025-09170027

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	131 SPALDING RD, ELMA, WA 98541-9775
Transaction Type	Mortgage
Record Updated	May 9, 2023
Title Company	GRAYS HARBOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008200013
Date	Aug 20, 2021
Instrument	2021-08200013

Lender

Name	OLYMPIA FSLA
Type	Bank
Address	OLYMPIA, WA 98501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Aug 1, 2037

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Jun 25, 2020
Property Address	131 SPALDING RD, ELMA, WA 98541-9775
Document Number	0006250074
Instrument Date	Jun 10, 2020
Instrument	6250074
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	PACIFIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,071.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	105 MASON LN ABERDEEN WA 985208700, ABERDEEN, WA 98520-8700

Mortgage

Document Number	6250076
Date	Jun 25, 2020
Instrument	6250076

Lender

Name	OLYMPIA FED'L S&L
Type	Federal Savings Bank
Address	OLYMPIA, WA 98501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Jun 25, 2020
Property Address	131 SPALDING RD, ELMA, WA 98541-9775
Document Number	0006250075
Instrument Date	Jun 10, 2020
Instrument	6250075
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	PACIFIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	105 MASON LN ABERDEEN WA 985208700, ABERDEEN, WA 98520-8700

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	Mary M. Knight School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,688.00 (+7.11%)
2025	$1,576.00 (+4.79%)	$710,585 (-) Land $91,941 Building $618,644	$733,058 (-) Land $114,414 Building $618,644
2024	$1,504.00 (+15.51%)	$710,585 (+44.67%) Land $91,941 Building $618,644	$733,058 (+49.24%) Land $114,414 Building $618,644
2023	$1,302.00
2022		$491,184 Land $41,860 Building $449,324	$491,184 Land $41,860 Building $449,324

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PUD 3 Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Spalding Rd

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