131 Smackover Ln, White Oak, TX 75693 Property Records

Gregg County property record for 131 Smackover Ln, White Oak, TX 75693

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,462 sqft · built 2023
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$455,687 (May 2024)
Tax Bill	$10,378 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2024 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`R198441`

Property Details

APN / Parcel Number

Primary APN	`R198441`
Alternative APNs	`7675060005-013-00-01` `198441`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,462 sqft Living Area
1st Floor Area	2,462 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached
Garage Area	532 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	198441
Street Address	131 SMACKOVER LN
City	WHITE OAK
State	TX
Zip	75693-3918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 BLK 5 WOODBINE PLACE #6
Legal Subdivision	WOODBINE PLACE UNIT #1 PHASE #1
Legal Tract	13
Legal Block	5
Legal Lot Number	13
Jurisdiction	GREGG TX
Township / Civil Division	LONGVIEW
Census Block Group	1
Census Block	1001
Census Tract	10302

Owner

131 Smackover Ln is owned and occupied by two individuals who bought it in May 2024.

Source: Gregg County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	131 SMACKOVER LN, WHITE OAK, TX 75693-3918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
May 31, 2024	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage ORIGIN BANK
Oct 13, 2022	Warranty Deed, Transfer CTC
Sep 20, 2017	Vendor's Lien, Transfer · Stand-Alone First Mortgage TEXAS BANK AND TRUST CO
Sep 20, 2017	Grant Deed, Transfer CERTIFIED TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2024 · Amount on File
Deed Sale	May 31, 2024 · Amount on File
Prior Sale	Oct 13, 2022
Deed Document Number	20247656
Prior Transfer Date	Jan 20, 2017
Prior Transfer Doc	0000015834
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREGG TX
Recording Date	Jun 16, 2026
Property Address	131 SMACKOVER LN, WHITE OAK, TX 75693-3918
Document Number	0000008606
Instrument Date	Jun 10, 2026
Instrument	20268606
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 SMACKOVER LN, WHITE OAK, TX 75693-3918

Mortgage

Document Number	0000008606,
Date	Jun 16, 2026
Instrument	20268606

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Sep 1, 2054

Interest

Rate	6.36%
Max Rate	-1%

May 2024: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	GREGG TX
Recording Date	May 31, 2024
Property Address	131 SMACKOVER LN, WHITE OAK, TX 75693-3918
Document Number	0000007656
Map Reference	FILE 200500836
Instrument Date	May 31, 2024
Instrument	202407656
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 28, 2025
Title Company	CTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5970, LONGVIEW, TX 75608-5970

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 SMACKOVER LN, WHITE OAK, TX 75693-3918

Mortgage

Document Number	0000007657
Date	May 31, 2024
Instrument	202407657

Lender

Name	ORIGIN BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREGG TX
Recording Date	Oct 13, 2022
Property Address	131 SMACKOVER LN, WHITE OAK, TX 75693-3918
Document Number	0000017194
Map Reference	FILE 200500836
Instrument Date	Oct 12, 2022
Instrument	202217194
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	CTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3004 FAIRWAY OAKS LN, LONGVIEW, TX 75605-2651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5970, LONGVIEW, TX 75608-5970

September 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GREGG TX
Recording Date	Sep 20, 2017
Property Address	201 SMACKOVER LN, WHITE OAK, TX 75693
Document Number	0000015835
Map Reference	FILE200500836
Instrument Date	Sep 18, 2017
Instrument	201715835
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	CTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1909 E US HIGHWAY 80, 1909, WHITE OAK, TX 75693-2338

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 SMACKOVER LN, WHITE OAK, TX 75693

Mortgage

Document Number	0000015836
Date	Sep 20, 2017
Instrument	201715836

Lender

Name	TEXAS BANK AND TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 18, 2027

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GREGG TX
Recording Date	Sep 20, 2017
Property Address	201 SMACKOVER LN, WHITE OAK, TX 75693
Document Number	0000015834
Instrument Date	Jan 20, 2017
Instrument	15834
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	CERTIFIED TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1909 E US HIGHWAY 80 WHITE OAK TX 756932338, WHITE OAK, TX 75693-2338

Tax Assessment & Valuation

The 2025 property tax bill for 131 Smackover Ln was $10,378, up 648.2% from the year before.

Source: Gregg County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Gregg County
Municipality	White Oak City
Unified School District	White Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,378.00 (+648.23%)	$453,930 Land $46,800 Building $407,130	$453,930 Land $46,800 Building $407,130
2024	$1,387.00 (+76.02%)
2023	$788.00	$20,000 Land $20,000	$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 131 Smackover Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2016–2019)
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Smackover Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITE OAK serves 6,469 people · EPA ID TX0920006
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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