Madison County property record for 131 Sharpe Rd, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,425 sqft · built 1999 |
| Lot Size | 4.8 acres (209,088 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $4,456 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jun 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081G-25-001/07 |
| Primary APN | 081G-25-001/07 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,425 sqft Adjusted Area |
| 1st Floor Area | 3,129 sqft |
| 2nd Floor Area | 570 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 209,088 sqft |
| Patio Area | 384 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|
| Account Number | 20872 |
|---|---|
| Old Parcel Number | 081G-25 -001/07.00 |
| Street Address | 131 SHARPE RD |
| City | MADISON |
| State | MS |
| Zip | 39110-8547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | LOT 9 CHERRY HILL PLANTATION PHASE I -4.80A- C@68 |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 25 |
| Legal Subdivision | CHERRY HILL PLANTATION PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30301 |
The current owner of 131 Sharpe Rd acquired it in August 2013.
Source: Madison County records, as of December 1, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 131 SHARPE RD, MADISON, MS 39110-8547 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Jun 21, 2022 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Apr 16, 2020 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| Oct 22, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2010 |
| Deed Sale | Sep 21, 2010 |
| Prior Sale | Sep 21, 2010 |
| Deed Document Number | 0000630887 |
| Last Transfer Date | Aug 1, 2013 |
| Transfer Doc | 0000710252 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 131 SHARPE RD, MADISON, MS 39110-8547 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 131 SHARPE RD, MADISON, MS 39110-8547 |
| Document Number | 004631/556 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 4631/556 |
| Instrument | 1043087 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON, MS 39110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 131 SHARPE RD, MADISON, MS 39110-8547 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 131 SHARPE RD, MADISON, MS 39110-8547 |
| Document Number | 004225/406 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 4225/406 |
| Instrument | 959539 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | MADISON, MS 39110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 26, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 131 SHARPE RD, MADISON, MS 39110-8547 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 131 SHARPE RD, MADISON, MS 39110-8547 |
| Document Number | 004139/312 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 4139/312 |
| Instrument | 945215 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 131 SHARPE RD, MADISON, MS 39110-8547 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 131 SHARPE RD, MADISON, MS 39110-8547 |
| Document Number | 4066/464 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 4066/464 |
| Instrument | 930915 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 131 SHARPE RD, MADISON, MS 39110-8547 |
| Document Number | 0000890854 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 131 SHARPE RD MADISON MS 391108547, MADISON, MS 39110-8547 |
| Document Number | 0000890854 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 003851/000031 |
| Instrument | 890854 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | May 11, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 131 SHARPE RD, MADISON, MS 39110-8547 |
| Document Number | 0000879410 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 131 SHARPE RD MADISON MS 391108547, MADISON, MS 39110-8547 |
| Document Number | 0000879410 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 003785/000451 |
| Instrument | 879410 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1096 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 6, 2034 |
The 2025 property tax bill for 131 Sharpe Rd was $4,456 with a homeowner's exemption.
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,456.00 Homeowner's exemption | $46,323 | $463,230 Land $70,000 Building $393,230 |
| 2024 | $4,456.00 | ||
| 2023 | $4,456.00 Homeowner's exemption | $46,323 | $463,230 Land $70,000 Building $393,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 131 Sharpe Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 131 Sharpe Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| Verizon Fixed Wireless | 300 / 20 |
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