131 Settlemyer St, Forest City, NC 28043 Property Records

Rutherford County property record for 131 Settlemyer St, Forest City, NC 28043

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1956
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Oct 2023)
Tax Bill	$399 (2022)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0428224`

Property Details

APN / Parcel Number

Primary APN	`0428224`
Alternative APNs	`428224` `10071`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	832 sqft Heated Area
Flooring	Carpet
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1968
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.169 acres)
Garage Area	208 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air

Location & Zoning

Account Number	10071
Old Parcel Number	0428224
Street Address	131 SETTLEMYER ST
City	FOREST CITY
State	NC
Zip	28043-4036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	GPIN:1548103557800000; RES. SETTLEMYRE ST
Legal Block	12
Legal Lot Number	4
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COOL SPRING
Census Block Group	3
Census Block	3018
Census Tract	960800

Owner

131 Settlemyer St is owned and occupied by an individual who bought it in October 2023.

Source: Rutherford County records, as of November 13, 2023

Owner of Record	Individual Name on File
Mailing Address	131 SETTLEMYER ST, FOREST CITY, NC 28043-4036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Deed Document Number	0002076939
Deed Book / Page	2076 / 939
Record Updated	Jun 7, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Oct 27, 2023
Property Address	131 SETTLEMYER ST, FOREST CITY, NC 28043-4036
Document Number	0020760939
Book / Page	2076 / 939
Map Reference	MB 391 PG 183
Instrument Date	Oct 27, 2023
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	282 COMMERCIAL DR, FOREST CITY, NC 28043-2851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 SETTLEMYER ST, FOREST CITY, NC 28043-4036

Mortgage

Document Number	0020760942
Date	Oct 27, 2023
Book Page	2076/942

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.05%
Type Change Date	Nov 1, 2028
Change Frequency	5 Years
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	5-Year TN

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Forest City Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$91,200 Land $12,600 Building $78,600	$91,200 Land $12,600 Building $78,600
2022	$399.00
2021	$399.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Settlemyer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Settlemyer St is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FOREST CITY serves 21,521 people · EPA ID NC0181010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20