131 Sardis Pointe Rd, Matthews, NC 28105 Property Records

Mecklenburg County property record for 131 Sardis Pointe Rd, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,872 sqft · built 1998
Lot Size	0.311 acres (13,561 sqft)
Owner	Individual Name on File
Last Sale	$547,500 (Oct 2021)
Tax Bill	$5,434 (2023)
Deeds & Mortgages	Mar 2021 Line of Credit Apr 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`213-033-42`

Property Details

APN / Parcel Number

Primary APN	`213-033-42`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,872 sqft Heated Area
Gross Area	3,430 sqft
1st Floor Area	1,264 sqft
Upper Floors Area	1,608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Wood
Lot Area	13,561 sqft (0.311 acres)
Garage Area	550 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	213-033-42
Street Address	131 SARDIS POINTE RD
City	MATTHEWS
State	NC
Zip	28105-5326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L6 B1 M29-168
Legal Subdivision	SARDIS POINTE MAP 02
Legal Block	1
Legal Lot Number	6
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3000
Census Tract	3015

Owner

131 Sardis Pointe Rd is owned and occupied by an individual who bought it in October 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	131 SARDIS POINTE RD, MATTHEWS, NC 28105-5326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 2, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jan 27, 2017	Warranty Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 5, 2021 · Amount on File
Deed Sale	Oct 5, 2021 · Amount on File
Prior Sale	Jan 27, 2017 · Amount on File
Deed Document Number	0036611818
Deed Book / Page	36611 / 818
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	131 SARDIS POINTE RD, MATTHEWS, NC 28105-5326
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 SARDIS POINTE RD, MATTHEWS, NC 28105-5326
Investor	Possibly a Property Investor

Mortgage

Document Number	0000046633
Date	Mar 10, 2021
Book Page	35783/128
Instrument	2021046633

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Feb 16, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 2, 2025
Property Address	131 SARDIS POINTE RD, MATTHEWS, NC 28105-5326
Document Number	0000030578
Book / Page	39483 / 795
Map Reference	MB 29 PG 168
Instrument Date	Apr 2, 2025
Instrument	2025030578
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 SARDIS POINTE RD, MATTHEWS, NC 28105-5326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6100 SARDIS RD, CHARLOTTE, NC 28270-5373

Mortgage

Document Number	0000030579
Date	Apr 2, 2025
Instrument	2025030579

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 5, 2021
Property Address	131 SARDIS POINTE RD, MATTHEWS, NC 28105-5326
Document Number	0000190749
Book / Page	36611 / 818
Map Reference	MB 26 PG 893
Instrument Date	Oct 1, 2021
Instrument	2021190749
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,095.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 KING RAIL DR # DR3-214, DR3-214, LYNNFIELD, MA 01940-4170

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	131 SARDIS POINTE RD, MATTHEWS, NC 28105-5326

Mortgage

Document Number	0000190750
Date	Oct 5, 2021
Instrument	2021190750

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	131 SARDIS POINTE RD, MATTHEWS, NC 28105-5326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117786
Date	Jul 31, 2020
Book Page	34872/950
Instrument	2020117786

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	Sep 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 27, 2017
Property Address	131 SARDIS POINTE RD, MATTHEWS, NC 28105-5326
Document Number	0000011854
Book / Page	31528 / 459
Map Reference	MB29 PG168
Instrument Date	Jan 27, 2017
Instrument	2017011854
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6012 CROWN HILL DR, 6012, MINT HILL, NC 28227-5554

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 SARDIS POINTE RD, MATTHEWS, NC 28105-5326

Mortgage

Document Number	0000011855
Date	Jan 27, 2017
Instrument	2017011855

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 131 Sardis Pointe Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Sardis Pointe Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: AT&T, Google Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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