131 Sand Rd, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 131 Sand Rd, Naples, ME 04055

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 bd · 1.5 ba · 810 sqft
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on Record
Last Sale	$198,000 (Sep 2019)
Tax Bill	$1,830 (2024)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NAPL M:R08 L:0022`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:R08 L:0022`
Alternative APN	`684`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	810 sqft Total Area
1st Floor Area	1,511 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Architectural Style	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	684
Street Address	131 SAND RD
City	NAPLES
State	ME
Zip	04055-5217
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Lot Number	22
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2040
Census Tract	14001

Owner

Source: Cumberland County and Naples Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	131 SAND RD, NAPLES, ME 04055-5217
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 20, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Sep 20, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Mar 15, 2006 · Amount on Record
Deed Document Number	201946961
Deed Book / Page	35999 / 313
Transfer Doc	23758-0164
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	131 SAND RD, NAPLES, ME 04055-5217
Transaction Type	Mortgage
Record Updated	Apr 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0400250074
Date	Mar 15, 2023
Book Page	40025/74
Instrument	7717

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Apr 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	131 SAND RD, NAPLES, ME 04055-5217
Document Number	0359990315
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 SAND RD NAPLES ME 040555217, NAPLES, ME 04055-5217

Mortgage

Document Number	0359990315
Date	Sep 20, 2019
Book Page	035999/000315
Instrument	46962

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAPLES ME
Recording Date	Sep 20, 2019
Property Address	131 SAND RD, NAPLES, ME 04055-5217
Document Number	0359990313
Book / Page	035999 / 000313
Instrument Date	Sep 20, 2019
Instrument	46961
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40B FIELDVIEW DR BUXTON ME 040936214, BUXTON, ME 04093-6214

Mortgage

Document Number	359990315
Date	Sep 20, 2019
Book Page	035999/000315
Instrument	46962

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Tax Assessment & Valuation

Source: Cumberland County and Naples Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025		$196,725 (-) Land $55,861 Building $140,864
2024	$1,830.00 (+1.67%)
2023	$1,800.00 (+10.91%)	$196,725 (-) Land $55,861 Building $140,864
2022	$1,623.00	$196,725 Land $55,861 Building $140,864

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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