131 S River Rd, Waterville, OH 43566 Property Records

Lucas County property record for 131 S River Rd, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,708 sqft · built 1978
Lot Size	0.75 acres (32,700 sqft)
Owner	Owner Name on File
Last Sale	$183,150 (Nov 2014)
Tax Bill	$6,645 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`96-01924`

Property Details

APN / Parcel Number

Primary APN	`96-01924`
Alternative APN	`46003002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,708 sqft Living Area
1st Floor Area	1,748 sqft
2nd Floor Area	960 sqft
Basement Area	1,512 sqft

Exterior

Year Built	Built 1978
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	32,700 sqft (0.75 acres)
Lot Width	138 ft Width
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	131 S RIVER RD
City	WATERVILLE
State	OH
Zip	43566-1468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R2
Legal Description	RIVER TRACT NO 37 PT BET LOT 49 WATERVILLE VILLAGE MAIN ST N LIN
Legal Subdivision	WATERVILLE VILLAGE
Legal Tract	37
Legal Lot Number	49
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	1
Census Block	1001
Census Tract	8906

Owner

The current owner of 131 S River Rd bought it in November 2014.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Owner Name on File
Mailing Address	131 S RIVER RD, WATERVILLE, OH 43566-1468
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2014 · Amount on File
Deed Sale	Nov 14, 2014 · Amount on File
Deed Document Number	14106954
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	131 S RIVER RD, WATERVILLE, OH 43566-1468
Document Number	0000015388
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	May 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3170 ORTHELLO WAY SANTA CLARA CA 950513760, SANTA CLARA, CA 95051-3760

Mortgage

Document Number	0000015388
Date	Apr 12, 2018
Instrument	15388

Lender

Name	MUFG UNION BK NA
Type	Bank
Address	PO BOX 30115, LOS ANGELES, CA 90030-0115

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 131 S River Rd was $6,645 with a homeowner's exemption, down 15.8% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,645.00 (-15.81%) Homeowner's exemption	$131,250 (-17.91%) Land $33,320 Building $97,930
2024	$7,893.00 (+36.18%) Homeowner's exemption	$159,880 (+50.51%) Land $33,320 Building $126,560	$375,000 Land $95,200 Building $279,800
2023	$5,796.00 (-0.96%) Homeowner's exemption	$106,225 (-) Land $22,925 Building $83,300
2022	$5,852.00 Homeowner's exemption	$106,225 Land $22,925 Building $83,300
2021			$303,500 Land $65,500 Building $238,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 S River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 S River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless.

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