Kane County property record for 131 S Porter St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,484 sqft · built 1900 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (May 2021) |
| Tax Bill | $4,994 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-405-012 |
| Primary APN | 06-13-405-012 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,484 sqft Living Area |
| Gross Area | 2,432 sqft |
| Basement Area | 948 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 131 S PORTER ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILTON S TOWNSEND SUB LOT 4 JAMES DAVIDSONS ADD WEST 1/2 LOT 7 |
| Legal Subdivision | MILTON S TOWNSEND SUB |
| Legal Block | 2 |
| Legal Lot Number | 4,7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 851400 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 535 ARLINGTON AVE, ELGIN, IL 60120-7819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2021 · Amount on Record |
| Deed Sale | May 4, 2021 · Amount on Record |
| Deed Document Number | 202134974 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 4, 2021 |
| Property Address | 131 S PORTER ST, ELGIN, IL 60120-6610 |
| Document Number | 0000034974 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 2021K034974 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | NOT AVAILABLE, CT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 535 ARLINGTON AVE, ELGIN, IL 60120-7819 |
| Document Number | 0000034975 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 2021K034975 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate | 4.12% |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,994.00 (+15.79%) Homeowner's exemption | $73,464 (+8.57%) Land $15,446 Building $58,018 | $220,480 (+8.57%) Land $46,357 Building $174,124 |
| 2024 | $67,665 (+21.39%) Land $14,227 Building $53,438 | $203,076 (+21.44%) Land $42,698 Building $160,378 | |
| 2022 | $4,313.00 (+17.62%) Homeowner's exemption | $55,740 (+6.96%) Land $11,720 Building $44,020 | $167,220 (+6.96%) Land $35,160 Building $132,060 |
| 2021 | $3,667.00 Homeowner's exemption | $52,113 Land $10,957 Building $41,156 | $156,339 Land $32,871 Building $123,468 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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