131 Ross Dr, Lawndale, NC 28090 Property Records

Cleveland County property record for 131 Ross Dr, Lawndale, NC 28090 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2,827 sqft · built 2002
Lot Size	3.3 acres (143,748 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (May 2020)
Tax Bill	$3,454 (2025)
Deeds & Mortgages	May 2025 Line of Credit Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`54991`

Property Details

APN / Parcel Number

Primary APN	`54991`
Alternative APN	`1330774`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,827 sqft Finished Area
Attic	Attic
Attic Area	774 sqft
Basement Area	2,340 sqft
Finished Basement	390 sqft
Unfinished Basement	1,950 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2006
Exterior Material	Brick
Lot Area	143,748 sqft (3.3 acres)
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1330774
Street Address	131 ROSS DR
City	LAWNDALE
State	NC
Zip	28090-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.30 AC PB24-28 RD 1862 REV OF PB22-196
Legal Subdivision	NEW DIVISION
Legal Block	1
Legal Lot Number	54
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2020
Census Tract	950200

Owner

Source: Cleveland County records · APN 54991

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	131 ROSS DR, LAWNDALE, NC 28090-9743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Dec 08, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 11, 2020 · Amount on Record
Deed Sale	May 11, 2020 · Amount on Record
Deed Document Number	202039111
Deed Book / Page	1812 / 2613
Last Transfer Date	Aug 15, 2023
Transfer Doc	0200091048
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	131 ROSS DR, LAWNDALE, NC 28090-9743
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019461245
Date	May 14, 2025
Book Page	1946/1245
Instrument	200113738

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	131 ROSS DR, FALLSTON, NC 28042
Transaction Type	Mortgage
Record Updated	Oct 07, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018280238
Date	Dec 08, 2020
Book Page	1828/238
Instrument	200047788

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SHELBY, NC 28151

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Fallston Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$504,261 (-) Land $40,889 Building $463,372	$504,261 (-) Land $40,889 Building $463,372
2025	$3,454.00	$504,261 (+19.25%) Land $40,889 Building $463,372	$504,261 (+19.25%) Land $40,889 Building $463,372
2023		$422,854 Land $33,068 Building $389,786	$422,854 Land $33,068 Building $389,786

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 64% of North Carolina
Wildfire Likelihood	About 1 in 1,351 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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