131 Rock Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 131 Rock Rd, Wayne, NJ 07470

Property Summary

Property Type	Townhouse
Details	2,208 sqft · built 1995
Lot Size	0.083 acres (3,615 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Jan 2021)
Tax Bill	$12,794 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02901-0000-00040`

Property Details

APN / Parcel Number

Primary APN	`14-02901-0000-00040`
Alternative APNs	`1400597G00040` `140290100040`

Interior

Building Area	2,208 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Lot Area	3,615 sqft (0.083 acres)

Location & Zoning

Old Parcel Number	1400597G00040
Street Address	131 ROCK RD
City	WAYNE
State	NJ
Zip	07470-1919
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Block	2901
Legal Lot Number	40
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1000
Census Tract	246101

Owner

Source: Passaic County and Wayne Township records · APN 14-02901-0000-00040

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	131 ROCK RD, WAYNE, NJ 07470-1919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 07, 2021 · Amount on Record
Deed Sale	Jan 07, 2021 · Amount on Record
Prior Sale	Jun 29, 2006 · Amount on Record
Deed Document Number	2021991
Deed Book / Page	3939 / 42
Record Updated	Sep 20, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jan 07, 2021
Property Address	131 ROCK RD, WAYNE, NJ 07470-1919
Document Number	0000000991
Book / Page	D3939 / 42
Instrument Date	Dec 29, 2020
Instrument	2021000991
Transaction Type	Transfer
Record Updated	Nov 04, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,557.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 ROCK RD, 131, WAYNE, NJ 07470-1919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 ROCK RD, WAYNE, NJ 07470-1919

Mortgage

Document Number	0000000992
Date	Jan 07, 2021
Instrument	2021000992

Lender

Name	CLASSIC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,300 (-) Land $75,000 Building $138,300	$213,300 (-) Land $75,000 Building $138,300
2025	$12,794.00 (+0.88%)	$213,300 (-) Land $75,000 Building $138,300	$213,300 (-) Land $75,000 Building $138,300
2024	$12,683.00 (+5.17%)
2023		$213,300 Land $75,000 Building $138,300	$213,300 Land $75,000 Building $138,300
2022	$12,059.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1994–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 256 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.