131 Rock Point Dr, Durango, CO 81301 Property Records

La Plata County property record for 131 Rock Point Dr, Durango, CO 81301

Property Summary

Property TypeCommercial
Details2 ba · 3,920 sqft · built 1995
Lot Size2 acres (87,120 sqft)
OwnerCompany Name on Record
Tax Bill$90,427 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Oct 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN5665-301-01-054

Property Details

APN / Parcel Number

Primary APN5665-301-01-054
Alternative APN
  • R430355

Interior

Full Baths2 Baths
Stories1 Story
Building Area3,920 sqft Gross Area
1st Floor Area2,800 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1998
Architectural StyleConventional
Exterior MaterialPrecast Concrete Panel
Roof MaterialOther
Lot Area87,120 sqft
Garage TypeAttached
Garage Area1,120 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account NumberR430355
Street Address131 ROCK POINT DR
CityDURANGO
StateCO
Zip81301-7716
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionSUBDIVISION: DGO TECH CENTER ADD LOT: 15 AND:- LOT: 16 131 ROCK POINT DR DURANGO 81301
Legal SubdivisionDGO TECH CENTER ADD
Legal Block1
Legal Lot Number15,16
JurisdictionLA PLATA CO
Township / Civil DivisionDURANGO
Census Block Group1
Census Block1006
Census Tract971100

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 215, DURANGO, CO 81302-0215
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF COLORADO
Oct 11, 2018Deed of Trust, Mortgage · Commercial Mortgage
BANK OF THE SAN JUANS
Jun 6, 2019Deed of Trust, Mortgage · Commercial Mortgage
BANK OF THE SAN JUANS
May 8, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF THE SAN JUANS

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address131 ROCK POINT DR, DURANGO, CO 81301-7716
Transaction TypeMortgage
Record UpdatedFeb 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001193336
DateJun 2, 2021
Instrument1193336
Lender
NameBANK OF COLORADO
TypeBank
AddressDURANGO, CO 81301
Agreement
TypeLine of Credit
AmountAmount Recorded
Term23 Months
DueMay 12, 2023

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address131 ROCK POINT DR, DURANGO, CO 81301-7716
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001149129
DateOct 11, 2018
Instrument1149129
Lender
NameBANK OF THE SAN JUANS
TypeBank
AddressDURANGO, CO 81301
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address131 ROCK POINT DR, DURANGO, CO 81301-7716
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001157291
DateJun 6, 2019
Instrument1157291
Lender
NameBANK OF THE SAN JUANS
TypeBank
AddressDURANGO, CO 81301
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address131 ROCK POINT DR, DURANGO, CO 81301-7716
Document Number0001127929
Instrument DateMay 8, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address131 ROCK POINT DR DURANGO CO 813017716, DURANGO, CO 81301-7716

Mortgage

Document Number0001127929
DateMay 10, 2017
Instrument1127929
Lender
NameBANK OF THE SAN JUANS
TypeBank
Address1710 MAIN AVE, DURANGO, CO 81301-5034
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
MunicipalityDurango City
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,705,250 (-7.41%) Land $331,380 Building $1,373,870$6,821,000 (-) Land $1,325,510 Building $5,495,490
2025$90,427.00 (+48.39%)$1,841,670 (+21.46%) Land $357,890 Building $1,483,780$6,821,000 (+25.51%) Land $1,325,510 Building $5,495,490
2023$60,939.00 (-0.94%)$1,516,220 (+0.21%) Land $320,260 Building $1,195,960$5,434,510 (+4.17%) Land $1,147,900 Building $4,286,610
2022$61,519.00$1,512,980 Land $280,740 Building $1,232,240$5,217,180 Land $968,070 Building $4,249,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 individual policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies17 units insured
incl. 6 condo units
Nearby Flood Claims1 (2004)
Most Recent ClaimApr 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 75% of Colorado
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURANGO
serves 33,787 people · EPA ID CO0134150
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
CenturyLink
DSL
60 / 5
Visionary Broadband
Fixed Wireless
25 / 5

May also be available: FastTrack Communications, Spectrum, T-Mobile, Verizon, Vero Fiber.

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