131 Riverside Dr, Montgomery, IL 60538 Property Records

Kane County property record for 131 Riverside Dr, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,284 sqft · built 1954
Lot Size	0.001 acres (62 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Jul 2026)
Tax Bill	$5,262 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-33-105-026`

Property Details

APN / Parcel Number

Primary APN	`15-33-105-026`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,284 sqft Living Area
Gross Area	2,876 sqft
1st Floor Area	1,284 sqft
Basement Area	1,284 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	62 sqft (0.001 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	131 RIVERSIDE DR
City	MONTGOMERY
State	IL
Zip	60538-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE PARK SUBDN : LOT 25 LOT DIMENSIONS: 62.34 IRREG APPROX LOT SQ FT 62 SUBDIVISION: RIVERSIDE SUBDN RANGE CODE: 001
Legal Subdivision	RIVERSIDE SUBDN
Legal Block	2
Legal Lot Number	25
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2010
Census Tract	854002

Owner

Source: Kane County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	36 W DOWNER PL, AURORA, IL 60506-5135
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · Conventional Mortgage LOAN SERVICES
Oct 28, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Deed Document Number	202632282
Prior Transfer Date	Jun 20, 2002
Prior Transfer Doc	0000082473
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 29, 2026
Property Address	131 RIVERSIDE DR, MONTGOMERY, IL 60538-1216
Document Number	0000032282
Instrument Date	Jul 13, 2026
Instrument	202632282
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$22,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	36 W DOWNER PL, AURORA, IL 60506-5135
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032283,
Date	Jul 29, 2026
Instrument	202632283

Lender

Name	LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	131 RIVERSIDE DR, MONTGOMERY, IL 60538-1216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051569
Date	Oct 28, 2019
Instrument	2019K051569

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2034

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Change Frequency	4 Years

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Municipality	Montgomery Village
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,262.00 (+16.08%) Homeowner's exemption	$87,310 (+14.23%) Land $12,328 Building $74,982	$262,035 (+14.23%) Land $36,999 Building $225,036
2024		$76,434 (+22.66%) Land $11,270 Building $65,164	$229,394 (+22.71%) Land $33,824 Building $195,570
2022	$4,533.00 (+5.08%) Homeowner's exemption	$62,312 (+7.41%) Land $9,188 Building $53,124	$186,936 (+7.41%) Land $27,564 Building $159,372
2021	$4,314.00 Homeowner's exemption	$58,013 Land $8,554 Building $49,459	$174,039 Land $25,662 Building $148,377

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	17 (1979–2013)
Claims Outside the SFHA	12 of 17
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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