131 River St, Rochester, NY 14612 Property Records

Monroe County and Rochester City property record for 131 River St, Rochester, NY 14612

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,109 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$146,000 (Sep 2022)
Tax Bill	$1,106 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`085270-00.0`

Property Details

APN / Parcel Number

Primary APN	`085270-00.0`
Alternative APNs	`140004778000010520000000` `261400 047.78-1-52`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,109 sqft Living Area
1st Floor Area	782 sqft
Upper Floors Area	327 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	133 ft deep x 46 ft wide
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	152 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	085270-00.0
Street Address	131 RIVER ST
City	ROCHESTER
State	NY
Zip	14612-4715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0085.00 206 23 00000 B KERR & ZIEGLER SUB
Legal Block	1
Legal Lot Number	52.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1003
Census Tract	8500

Owner

131 River St is owned and occupied by two individuals who bought it in September 2022.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	131 RIVER ST, ROCHESTER, NY 14612-4715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage CNB MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2022 · Amount on File
Deed Sale	Sep 6, 2022 · Amount on File
Prior Sale	Nov 7, 2001 · Amount on File
Deed Document Number	2022965
Deed Book / Page	12716 / 379
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Sep 6, 2022
Property Address	131 RIVER ST, ROCHESTER, NY 14612-4715
Document Number	0000000965
Book / Page	12716 / 379
Map Reference	LB 76 PG 14
Instrument Date	Aug 23, 2022
Instrument	202209060965
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	WEBTITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$584.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 RIVER ST, 131, ROCHESTER, NY 14612-4715

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	131 RIVER ST, ROCHESTER, NY 14612-4715

Mortgage

Document Number	0000000966
Date	Sep 6, 2022
Instrument	202209060966

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	131 RIVER ST, ROCHESTER, NY 14612-4715
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	WEBTITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 OAKRIDGE DR, ROCHESTER, NY 14617-2516

Mortgage

Document Number	0000000532
Date	Dec 20, 2021
Book Page	29652/540
Instrument	202112200532

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company
Address	PITTSFORD, NY 14534

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 131 River St was $1,106, down 3.4% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,106.00 (-3.41%)
2025	$1,145.00	$123,800 Land $13,400 Building $110,400	$123,800 Land $13,400 Building $110,400
2023		$79,100 Land $8,000 Building $71,100	$95,301 Land $9,639 Building $85,662

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 River St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	May 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 River St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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