131 River Rd, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 131 River Rd, Topsfield, MA 01983 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1968
Square Footage2,360 sqft Living Area
Lot Size40,999 sqft (0.941 acres)
OccupancyOwner Occupied
Last Sale$733,000 (2017)
Tax Bill$15,063.00 (2025)

Property Details

APN / Parcel Number

Primary APNTOPS M:0047 B:0023 L
Alternative APN
  • 1241

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,360 sqft Living Area
Gross Area4,561 sqft Gross Area
Basement Area458 sqft Basement
Unfinished Basement458 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleColonial Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area40,999 sqft (0.941 acres)
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number1241
Street Address131 RIVER RD
CityTOPSFIELD
StateMA
Zip01983-2003
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block23
JurisdictionTOPSFIELD MA
Minor Civil DivisionTOPSFIELD
Census Blockgroup2
Census Block2004
Census Tract214100

Owner

Source: Essex County and Topsfield Town records · APN TOPS M:0047 B:0023 L

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address131 RIVER RD, TOPSFIELD, MA 01983-2003
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2020Deed of Trust, Mortgage · Stand Alone Refinance
SALEM FIVE MORTGAGE CORP
Apr 28, 2020Deed of Trust, Mortgage · Balloon Payment
SALEM FIVE CENTS SAVINGS BANK
Oct 27, 2017Quit Claim Arm's Length for NE States, Transfer
SALEM FIVE MTG CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 27, 2017 · Amount on Record
Deed SaleOct 27, 2017 · Amount on Record
Prior SaleApr 30, 1987 · Amount on Record
Deed Book / Page36288 / 385
Record RefreshedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address131 RIVER RD, TOPSFIELD, MA 01983-2003
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39292-529
DateDec 14, 2020
Book Page39292/529
Instrument20201214005830
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term193 Months
DueJan 01, 2037

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address131 RIVER RD, TOPSFIELD, MA 01983-2003
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38462-148
DateApr 28, 2020
Book Page38462/148
Instrument20200428005010
Lender
NameSALEM FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeBalloon Payment
AmountAmount Recorded

October 2017: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionTOPSFIELD MA
Recording DateOct 27, 2017
Property Address131 RIVER RD, TOPSFIELD, MA 01983-2003
Document Number36288-385
Book / Page36288 / 385
Instrument171027006780
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$86.48
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 RIVER RD, TOPSFIELD, MA 01983-2003

Mortgage

Document Number362880387
DateOct 27, 2017
Instrument36288/0387
Lender
NameSALEM FIVE MTG CO
Agreement
AmountAmount Recorded
Term240 Months
DueOct 27, 2037

Tax Assessment & Valuation

Source: Essex County and Topsfield Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionTopsfield Town
Secondary School DistrictMasconomet School District (07 - 12)
Elementary School DistrictTopsfield School District (PK - 06)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$15,063.00 (+4.05%)$1,004,900 (+1.98%) Land $370,000 Building $634,900$485,165
2024$14,476.00 (+11.32%)$985,400 (+15.18%) Land $350,500 Building $634,900
2023$13,004.00$855,500 Land $331,100 Building $524,400

Flood & Wildfire

131 River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Essex County (25009C), updated July 10, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 58th in Massachusetts
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on River Rd

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