131 Ridge Rd, Lancing, TN 37770 Property Records

Morgan County property record for 131 Ridge Rd, Lancing, TN 37770

Property Summary

Property Type	Single Family Home
Details	1,088 sqft · built 1993
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Oct 2025)
Tax Bill	$80 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`065084 04010`

Property Details

APN / Parcel Number

Primary APN	`065084 04010`
Alternative APN	`084 04010`

Interior

Building Area	1,088 sqft
1st Floor Area	1,088 sqft

Exterior

Year Built	Built 1993
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	2,000 sqft
Parking Spaces	7 Parking Spaces
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Connected

Location & Zoning

Street Address	131 RIDGE RD
City	LANCING
State	TN
Zip	37770-2800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 11, COUNTY AREA: M01
Jurisdiction	MORGAN TN
Township / Civil Division	4
Census Block Group	1
Census Block	1013
Census Tract	110200

Owner

131 Ridge Rd is owned by an individual who bought it in October 2025.

Source: Morgan County records, as of January 23, 2026

Owner of Record	Individual Name on File
Mailing Address	13998 E LOUISIANA PL, AURORA, CO 80012-4680
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Oct 20, 2025	Warranty Deed, Transfer FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2025 · Amount on File
Deed Sale	Oct 20, 2025 · Amount on File
Prior Sale	Aug 26, 2024 · Amount on File
Deed Document Number	93375
Deed Book / Page	349 / 700
Record Updated	Jun 8, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Property Address	131 RIDGE RD, LANCING, TN 37770-2800
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2851 LINDSAY RD, RAEFORD, NC 28376-5908

Mortgage

Document Number	000334/298
Date	Jan 3, 2025
Book Page	334/298
Instrument	90027

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	Oct 20, 2025
Property Address	131 RIDGE RD, LANCING, TN 37770-2800
Document Number	000349/700
Book / Page	349 / 700
Map Reference	CAB 1 PG 1406
Instrument Date	Oct 15, 2025
Instrument	93375
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	RENAISSANCE SETTLEMENTS LLC, RENAISSANCE T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13998 E LOUISIANA PL, AURORA, CO 80012-4680

Mortgage

Document Number	0000093376
Date	Oct 20, 2025
Instrument	93376

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 131 Ridge Rd was $80.

Source: Morgan County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$80.00	$2,925 (-) Land $1,700 Building $1,225
2024	$80.00	$2,925 (-) Land $1,700 Building $1,225
2023		$2,925 Land $1,700 Building $1,225
2022	$80.00
2021			$11,700 Land $6,800 Building $4,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 131 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Ridge Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 93% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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