131 Prater Dr, Georgetown, KY 40324 Property Records

Scott County property record for 131 Prater Dr, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,688 sqft · built 2002
Lot Size	0.227 acres (9,924 sqft)
Owner	2 Individual Names on File
Last Sale	$229,500 (May 2018)
Tax Bill	$2,420 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061-00-113.000`

Property Details

APN / Parcel Number

Primary APN	`061-00-113.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,688 sqft Living Area
1st Floor Area	1,688 sqft
Basement Area	1,688 sqft
Unfinished Basement	1,688 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Combination
Lot Area	9,924 sqft (0.227 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	131 PRATER DR
City	GEORGETOWN
State	KY
Zip	40324-8663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMESTEAD ESTATES I
Legal Subdivision	HOMESTEAD ESTATES I
Legal Phase	6
Legal Lot Number	159
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3011
Census Tract	40605

Owner

131 Prater Dr is owned and occupied by two individuals who bought it in May 2018.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	131 PRATER DR, GEORGETOWN, KY 40324-8663
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
May 17, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Jan 4, 2018	Quit Claim Deed, Transfer · Conventional Mortgage HOMESERVICES LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2018 · Amount on File
Deed Sale	May 17, 2018 · Amount on File
Prior Sale	Jan 4, 2018 · Amount on File
Deed Document Number	2018386489
Deed Book / Page	397 / 464
Prior Transfer Date	Sep 19, 2017
Prior Transfer Doc	00D394/141
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	May 17, 2018
Property Address	131 PRATER DR, GEORGETOWN, KY 40324-8663
Document Number	D397/464
Book / Page	D397 / 464
Map Reference	CAB7SL27
Instrument Date	May 15, 2018
Instrument	386489
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 PRATER DR, 131, GEORGETOWN, KY 40324-8663

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 PRATER DR, GEORGETOWN, KY 40324-8663

Mortgage

Document Number	386490
Date	May 17, 2018
Instrument	386490

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	May 17, 2018
Property Address	131 PRATER DR, GEORGETOWN, KY 40324-8663
Document Number	D397/464
Book / Page	D397 / 464
Map Reference	CAB7SL27
Instrument Date	May 15, 2018
Instrument	386489
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 PRATER DR, 131, GEORGETOWN, KY 40324-8663

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 PRATER DR, GEORGETOWN, KY 40324-8663

Mortgage

Document Number	386490
Date	May 17, 2018
Instrument	386490

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCOTT KY
Recording Date	Jan 4, 2018
Property Address	131 PRATER DR, GEORGETOWN, KY 40324-8663
Document Number	D394/141
Book / Page	D394 / 141
Map Reference	CAB7 SLIDE 27
Instrument Date	Sep 19, 2017
Instrument	380161
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	JETT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 N PORTER DR, 131, RICHMOND, KY 40475-2317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 N PORTER DR, RICHMOND, KY 40475-2317

Mortgage

Document Number	380162
Date	Jan 4, 2018
Instrument	380162

Lender

Name	HOMESERVICES LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 131 Prater Dr was $2,420.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,700 (-)	$271,700 (-)
2025	$2,420.00	$271,700	$271,700
2023	$2,122.00	$234,100 Land $28,000 Building $206,100	$234,100 Land $28,000 Building $206,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Prater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Prater Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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