131 Porter St, Gary, IN 46406 Property Records

Lake County property record for 131 Porter St, Gary, IN 46406

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,740 sqft · built 1940
Lot Size0.154 acres (6,708 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Oct 2021)
Tax Bill$2,980 (2024)
Deeds & MortgagesOct 2021 Mortgage
Aug 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-25-46-0484-0007

Property Details

APN / Parcel Number

Primary APN001-25-46-0484-0007
Alternative APNs
  • 45-07-01-233-004.000-004
  • 254604840007

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,740 sqft Living Area
Gross Area1,864 sqft
1st Floor Area1,240 sqft
Basement Area624 sqft
Finished Basement500 sqft
Unfinished Basement124 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2015
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,708 sqft (0.154 acres)
Lot Dimensions129 ft deep x 52 ft wide
View / LotAlley
Garage TypeDetached
Garage Area280 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address131 PORTER ST
CityGARY
StateIN
Zip46406-1534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESUB. PERFECT ADD. L.12 BL.E
Legal SubdivisionPERFECT ADD
Legal BlockE
Legal Lot Number12
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group4
Census Block4037
Census Tract10304

Owner

131 Porter St is owned and occupied by an individual who bought it in October 2021.

Source: Lake County records, as of December 29, 2025

Owner of RecordIndividual Name on File
Mailing Address137 ARGO ST, WASHINGTON, IL 61571-3256
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2021Warranty Deed, Transfer · Commercial Mortgage
CITIZENS EQUITY FIRST CU
Aug 2, 2021Warranty Deed, Transfer
Aug 2, 2021Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2021 · Amount on File
Deed SaleOct 26, 2021 · Amount on File
Prior SaleAug 2, 2021 · Amount on File
Deed Document Number2021535006
Prior Transfer DateJul 27, 2021
Prior Transfer Doc0000020533
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateOct 26, 2021
Property Address131 PORTER ST, GARY, IN 46406-1534
Document Number0000035006
Map ReferenceMB 24 PG 16
Instrument DateOct 20, 2021
Instrument2021-535006
Transaction TypeTransfer
Record UpdatedFeb 9, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035007
DateOct 26, 2021
Instrument2021-535007
Lender
NameCITIZENS EQUITY FIRST CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term241 Months
DueNov 1, 2041
Interest
Rate TypeAdjustable Rate

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateAug 2, 2021
Property Address131 PORTER ST, GARY, IN 46406-1534
Document Number0000020534
Map ReferenceMB 24 PG 16
Instrument DateJul 27, 2021
Instrument2021-520534
Transaction TypeTransfer
Record UpdatedFeb 9, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1061, SCHERERVILLE, IN 46375-5561

August 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionLAKE IN
Recording DateAug 2, 2021
Property Address131 PORTER ST, GARY, IN 46406-1534
Document Number0000020533
Map ReferenceMB 24 PG 16
Instrument DateJul 27, 2021
Instrument2021-520533
Transaction TypeTransfer
Record UpdatedFeb 9, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 ALDER RD, FRANKLIN, GA 30217-5797

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$135,800 Land $9,300 Building $126,500$135,800 Land $9,300 Building $126,500
2024$2,980.00
2023$115,800 (+127.06%) Land $9,300 Building $106,500$115,800 (+127.06%) Land $9,300 Building $106,500
2022$1,306.00 Homeowner's exemption$51,000 Land $5,400 Building $45,600$51,000 Land $5,400 Building $45,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 131 Porter St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2019–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Porter St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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