131 Point Bluff Dr, Decatur, IL 62521 Property Records

Macon County property record for 131 Point Bluff Dr, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$92,000 (Jun 2002)
Tax Bill	$4,256 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-12-26-254-015`

Property Details

APN / Parcel Number

Primary APN	`04-12-26-254-015`
Alternative APN	`12-26-254-015`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Account Number	041226254015
Street Address	131 POINT BLUFF DR
City	DECATUR
State	IL
Zip	62521-5505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	L 0051 B 00 SOUTH SHORES 20TH ADD 02BK3200/224 IRREG 00BK2986/107 88,500
Legal Subdivision	SOUTH SHORES 20TH ADD
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1025
Census Tract	1300

Owner

131 Point Bluff Dr is owned and occupied by an individual who bought it in June 2002.

Source: Macon County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	131 POINT BLUFF DR, DECATUR, IL 62521-5505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO
Nov 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2002 · Amount on File
Deed Sale	Jun 1, 2002 · Amount on File
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Mar 3, 2023
Property Address	131 POINT BLUFF DR, DECATUR, IL 62521-5505
Document Number	004941/321
Book / Page	4941 / 321
Map Reference	BK 300 PG 365
Instrument Date	Feb 27, 2023
Instrument	2008379
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 POINT BLUFF DR, DECATUR, IL 62521-5505

Mortgage

Document Number	0002008380
Date	Mar 3, 2023
Instrument	2008380

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.63%

Mortgage

Document Number	004941/344
Date	Mar 3, 2023
Book Page	4941/344
Instrument	2008381

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 1, 2028

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	131 POINT BLUFF DR, DECATUR, IL 62521-5505
Transaction Type	Mortgage
Record Updated	Dec 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4651/685
Date	Nov 13, 2018
Book Page	4651/685
Instrument	1939850

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 131 Point Bluff Dr was $4,256 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,256.00	$51,608 Land $7,913 Building $43,695	$154,839 Land $23,741 Building $131,098

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Point Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Point Bluff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Shawnee Communications.

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