131 Pine Tree Trl, Palatka, FL 32177 Property Records

Putnam County property record for 131 Pine Tree Trl, Palatka, FL 32177

Property Summary

Property Type	Single Family Home
Details	2,508 sqft · built 1978
Lot Size	1.92 acres (84,071 sqft)
Owner	Individual Name on Record
Last Sale	$187,500 (Jul 2003)
Tax Bill	$312 (2025)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-10-26-0000-048.1-002.1`

Property Details

APN / Parcel Number

Primary APN	`21-10-26-0000-048.1-002.1`
Alternative APN	`94651`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Building Area	2,508 sqft Living Area
1st Floor Area	2,062 sqft
Flooring	Steel Beam
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Brick/Stone
Lot Area	84,071 sqft (1.92 acres)
Garage Area	440 sqft
Porch	Porch
Porch Area	401 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	94651
Street Address	131 PINE TREE TRL
City	PALATKA
State	FL
Zip	32177-9548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF W1/2 OF SE1/4 OR945 P424
Legal Range	26E
Legal Township	10S
Legal Section	21
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	1
Census Block	1007
Census Tract	950600

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	131 PINE TREE TRL, PALATKA, FL 32177-9548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2003 · Amount on Record
Deed Sale	Jul 28, 2003 · Amount on Record
Deed Document Number	473542
Deed Book / Page	0945 / 0424
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	131 PINE TREE TRL, PALATKA, FL 32177-9548
Transaction Type	Mortgage
Record Updated	Apr 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 PINE TREE TRL, PALATKA, FL 32177-9548

Mortgage

Document Number	0017041812
Date	Apr 3, 2023
Book Page	1704/1812
Instrument	202354006995

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$312.00 (+22.35%) Senior Citizen's exemption	$146,990 (+5.98%)	$246,210 (-0.14%) Land $30,880 Building $215,330
2023	$255.00 (-1.54%) Senior Citizen's exemption	$138,690 (+3%)	$246,560 (+14.19%) Land $23,160 Building $223,400
2022	$259.00 Senior Citizen's exemption	$134,650	$215,920 Land $23,160 Building $192,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Tree Trl

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