131 Pine Rustle Ln, Auburndale, FL 33823 Property Records

Polk County property record for 131 Pine Rustle Ln, Auburndale, FL 33823 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,129 sqft · built 2008
Lot Size	0.248 acres (10,799 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (Mar 2017)
Tax Bill	$2,884 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-27-35-305253-000580`

Property Details

APN / Parcel Number

Primary APN	`25-27-35-305253-000580`
Alternative APNs	`352725305253000580` `52725000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,129 sqft Living Area
Gross Area	2,528 sqft
1st Floor Area	2,129 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	10,799 sqft (0.248 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	399 sqft
Pool Type	Enclosed Pool
Porch	Unfinished Open Porch
Porch Area	15 sqft

Location & Zoning

Street Address	131 PINE RUSTLE LN
City	AUBURNDALE
State	FL
Zip	33823-2738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING PINES SUBDIVISION PB 139 PGS 21 & 22 LOT 58
Legal Range	25E
Legal Township	27S
Legal Section	35
Legal Subdivision	WHISPERING PINES SUBDIVISION
Legal Tract	305253
Legal Block	1
Legal Lot Number	58
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1020
Census Tract	13001

Owner

Source: Polk County records · APN 25-27-35-305253-000580

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	131 PINE RUSTLE LN, AUBURNDALE, FL 33823-2738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 09, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Oct 10, 2019	Deed of Trust, Mortgage · VA Mortgage HOME PT FIN'L
Oct 12, 2018	Deed of Trust, Mortgage · VA Mortgage TOP FLITE FIN'L
Mar 21, 2017	Warranty Deed, Transfer · VA Mortgage FRANKLIN AMERICAN MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 2017 · Amount on Record
Deed Sale	Mar 01, 2017 · Amount on Record
Prior Sale	Jun 20, 2011 · Amount on Record
Deed Book / Page	10096 / 277
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	131 PINE RUSTLE LN, AUBURNDALE, FL 33823-2738
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 PINE RUSTLE LN, AUBURNDALE, FL 33823-2738

Mortgage

Document Number	0000136165
Date	May 18, 2022
Book Page	12259/305
Instrument	2022136165

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	131 PINE RUSTLE LN, AUBURNDALE, FL 33823-2738
Document Number	0114972017
Instrument Date	Dec 09, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	131 PINE RUSTLE LN AUBURNDALE FL 338232738, AUBURNDALE, FL 33823-2738

Mortgage

Document Number	0114972017
Date	Dec 16, 2020
Book Page	011497/002017
Instrument	271670

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	131 PINE RUSTLE LN, AUBURNDALE, FL 33823-2738
Document Number	0110101193
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 07, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	131 PINE RUSTLE LN AUBURNDALE FL 338232738, AUBURNDALE, FL 33823-2738

Mortgage

Document Number	0110101193
Date	Oct 17, 2019
Book Page	011010/001193
Instrument	221134

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	131 PINE RUSTLE LN, AUBURNDALE, FL 33823-2738
Document Number	0106440877
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 09, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	131 PINE RUSTLE LN AUBURNDALE FL 338232738, AUBURNDALE, FL 33823-2738

Mortgage

Document Number	0106440877
Date	Oct 17, 2018
Book Page	010644/000877
Instrument	219320

Lender

Name	TOP FLITE FIN'L
Type	Funding / Finance Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 21, 2017
Property Address	131 PINE RUSTLE LN, AUBURNDALE, FL 33823-2738
Document Number	0100960277
Book / Page	010096 / 000277
Instrument Date	Mar 10, 2017
Instrument	53568
Transaction Type	Transfer
Record Updated	Jun 22, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,519.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	131 PINE RUSTLE LN AUBURNDALE FL 338232738, AUBURNDALE, FL 33823-2738

Mortgage

Document Number	100960278
Date	Mar 21, 2017
Book Page	010096/000278
Instrument	53569

Lender

Name	FRANKLIN AMERICAN MTG
Type	Mortgage Company
Address	PITTSBURGH, PA 15220

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Auburndale City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,884.00 (+6.11%) Homeowner's exemption	$223,730 (+5.99%)	$297,546 (-2.83%) Land $52,000 Building $245,546
2023	$2,718.00 (+2.95%) Homeowner's exemption	$211,092 (+3%)	$306,203 (+5.97%) Land $50,000 Building $256,203
2022	$2,640.00 Homeowner's exemption	$204,944	$288,963 Land $42,000 Building $246,963

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050130011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2001, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 280 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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