131 Pine Lake Rd, Flora, MS 39071 Property Records

Madison County property record for 131 Pine Lake Rd, Flora, MS 39071

Property Summary

Property Type	Single Family Home
Details	5,821 sqft · built 2005
Lot Size	21 acres (914,760 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,957 (2025)
Deeds & Mortgages	Jan 2023 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051F-14-007/06.01`

Property Details

APN / Parcel Number

Primary APN	`051F-14-007/06.01`
Alternative APN	`40847`

Interior

Building Area	5,821 sqft Adjusted Area
1st Floor Area	3,011 sqft
2nd Floor Area	2,058 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	914,760 sqft (21 acres)
Pool Type	Concrete Pool
Pool Area	690 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	40847
Old Parcel Number	051F-14 -007/06.01
Street Address	131 PINE LAKE RD
City	FLORA
State	MS
Zip	39071-6001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	20.0 AC PT IN NW1/4 SW1/4 SEC 13 & PT IN N1/2 SE1/4 & PT IN S1/2 NE1/4 SEC 1
Legal Range	01W
Legal Township	08N
Legal Section	14
Legal Subdivision	THE HIGHLANDS
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	2
Census Block	2000
Census Tract	30302

Owner

Source: Madison County records · APN 051F-14-007/06.01

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	131 PINE LAKE RD, FLORA, MS 39071-6001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Warranty Deed, Transfer · Commercial Mortgage SOUTHERN AGCREDIT ACA
May 07, 2020	Deed of Trust, Mortgage BANCORPSOUTH
Jun 19, 2019	Warranty Deed, Transfer BANCORPSOUTH
Mar 04, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 19, 2019
Deed Sale	Jun 19, 2019
Deed Document Number	0003733526
Deed Book / Page	3733 / 526
Record Updated	Jun 08, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jan 23, 2023
Property Address	131 PINE LAKE RD, FLORA, MS 39071-6001
Document Number	004295/915
Book / Page	4295 / 915
Map Reference	CAB G SL 39&40
Instrument Date	Jan 17, 2023
Instrument	975464
Transaction Type	Transfer
Record Updated	Feb 06, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 E LAYFAIR DR STE 205, 205, FLOWOOD, MS 39232-7664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 PINE LAKE RD, FLORA, MS 39071-6001

Mortgage

Document Number	0000975465
Date	Jan 23, 2023
Instrument	975465

Lender

Name	SOUTHERN AGCREDIT ACA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	131 PINE LAKE RD, FLORA, MS 39071-6001
Document Number	0000890907
Instrument Date	May 07, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	131 PINE LAKE RD FLORA MS 390716001, FLORA, MS 39071-6001

Mortgage

Document Number	0000890907
Date	May 12, 2020
Book Page	003851/000439
Instrument	890907

Lender

Name	BANCORPSOUTH
Type	Bank
Address	PO BOX 3356, TUPELO, MS 38803-3356

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jun 19, 2019
Property Address	131 PINE LAKE RD, FLORA, MS 39071-6001
Document Number	0000866476
Book / Page	003733 / 000526
Instrument Date	Jun 17, 2019
Instrument	866476
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	131 PINE LAKE RD FLORA MS 390716001, FLORA, MS 39071-6001

Mortgage

Document Number	866477
Date	Jun 19, 2019
Book Page	003733/000529
Instrument	866477

Lender

Name	BANCORPSOUTH
Type	Bank
Address	PO BOX 3356, TUPELO, MS 38803-3356

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.99%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	131 PINE LAKE RD, FLORA, MS 39071-6001
Document Number	0000861463
Instrument Date	Mar 04, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 PINE LAKE RD FLORA MS 390716001, FLORA, MS 39071-6001

Mortgage

Document Number	0000861463
Date	Apr 03, 2019
Book Page	003706/000250
Instrument	861463

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 02, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,957.00 Homeowner's exemption	$67,199 (-0.01%)	$670,480 (-0.01%) Land $93,010 Building $577,470
2024	$5,957.00 (-0.02%)
2023	$5,958.00 Homeowner's exemption	$67,206	$670,530 Land $93,060 Building $577,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1984–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2014 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
Ozborn Communications Fixed Wireless	490 / 280

May also be available: T-Mobile USA.

Based on FCC filings for 8 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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