Warren County property record for 131 Pamela Dr, Morrow, OH 45152
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,123 sqft · built 1949 |
| Lot Size | 0.732 acres (31,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $67,000 (Mar 1989) |
| Tax Bill | $2,917 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-18-228-015-1 |
| Primary APN | 17-18-228-015-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,123 sqft Living Area |
| Gross Area | 1,691 sqft |
| 1st Floor Area | 832 sqft |
| Attic | Attic |
| Attic Area | 832 sqft |
| Basement Area | 60 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete Block |
| Foundation Type | Block |
| Lot Area | 31,900 sqft (0.732 acres) |
| Lot Dimensions | 319 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 188 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 5000653 |
|---|---|
| Street Address | 131 PAMELA DR |
| City | MORROW |
| State | OH |
| Zip | 45152-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LILLEYS LOT 16-17 |
| Legal Subdivision | LILLEYS |
| Legal Block | 653 |
| Legal Lot Number | 16-17 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | SALEM |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 32300 |
Source: Warren County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 131 PAMELA DR, MORROW, OH 45152-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Dec 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 1989 · Amount on Record |
| Deed Sale | Mar 27, 1989 · Amount on Record |
| Prior Sale | Mar 27, 1989 · Amount on Record |
| Last Transfer Date | Mar 4, 2005 |
| Transfer Doc | 0038640271 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | May 5, 2026 |
| Property Address | 131 PAMELA DR, MORROW, OH 45152-1013 |
| Document Number | 0000011949 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 202611949 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 131 PAMELA DR, MORROW, OH 45152-1013 |
| Document Number | 0000011949, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 202611949 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Apr 1, 2066 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 131 PAMELA DR, MORROW, OH 45152-1013 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 131 PAMELA DR, MORROW, OH 45152-1013 |
| Document Number | 0000037857 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 2022-037857 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 1, 2062 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Salem Township |
| Municipality | Morrow Village |
| Unified School District | Little Miami Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,917.00 (-0.17%) | $64,960 (+36.34%) Land $26,460 Building $38,500 | $185,600 (+36.34%) Land $75,600 Building $110,000 |
| 2024 | $2,922.00 (+21.5%) | ||
| 2023 | $2,405.00 (+1.05%) Homeowner's exemption | $47,646 (-) Land $13,563 Building $34,083 | |
| 2022 | $2,380.00 Homeowner's exemption | $47,646 Land $13,563 Building $34,083 | $136,130 (-) Land $38,750 Building $97,380 |
| 2021 | $136,130 Land $38,750 Building $97,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 17 (1978–2024) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Nov 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORROW VILLAGE PWS serves 3,360 people · EPA ID OH8300912 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: altafiber Network Solutions, Bresco Broadband, T-Mobile.
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